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PI iICt PROVISIONS — PART 1 <br />ST. PAUL FIRE AND MARINE INSURANCE COMPANY <br />ST. PAUL MERCURY INSURANCE COMPANY <br />St. Paul, Minnesota <br />t"ul <br />Properly&Liability <br />Insurance <br />(A Capital Stock Company, herein called this Company) <br />IN CONSIDERATION OF THE PROVISIONS AND STIPULATIONS HEREIN OR ADDED HERETO AND OF the premium, this company, for the term of 1 <br />from inception date At 12:01 a.m. (Standard Time) to expiration date At 12:01 a.m. (Standard Time) at location of property involved to an off e <br />d <br />not exceeding the amount(s) specified in the Declarations, does insure the insured named in the Declarations an legal representatives, to the e <br />of the actual cash value of the property at the time of loss, but not exceeding the amount which it would cost to repair or replace the property <br />material of like kind and quality within a reasonable time after such loss, without allowance for any increased cost of repair or reconstrn <br />by reason of( <br />my ordinance zany eventaforr moretlthanotheri�nterest or iherinsured, against aPeLOSSoBYfor <br />FIRE, LIGHTNING AND BYeREMOVAL FROMnI <br />ISIS <br />atENDOWED QBYI THE' PERILS INS' RoDrataAlorSirveNdaHSstlPOLICY, ach p open place 10 which F co PROVIDED, <br />the property eshallpnece described herein <br />preservation from the perils insured against in this policy, but not elsewhere. which are hereby n <br />Assignment of this policy shall not be valid except with the written consent of this Company. <br />This policy is made and accepted subject to the foregoing provisions and stipulations and those hereinafter stated, <br />Dart of this policy, together with such other provisions, stipulations and agreements as may be added hereto, as provided in this policy. <br />