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6. If "loss" results from the total theft of a covered P. DUTIES IN THE EVENT OF ACCIDENT, CLAIM, "auto" of the private passenger type, we will pay SUIT, OR LOSS under this coverage only that amount of your Section IV — Business Auto Conditions, A.2. Rental Reimbursement Expenses which is not Duties In The Event Of Accident, Claim, Suit Or already provided for under the Physical Loss is amended by adding the following: Damage — Transportation Expense coverage extension included in this endorsement. d. Your obligation to notify us promptly of an "accident", claim, "suit" or "loss" is satisfied if you 7. Coverage provided by this extension is excess send us the required notice as soon as over any other collectible insurance and/or practicable after your Insurance Administrator or endorsement to this Policy. anyone else designated by you to be responsible L. AIRBAG COVERAGE for insurance matters is notified, or in any manner Section III —Physical Damage Coverage, B.3.a. made aware, of an "accident", claim, "suit" or Exclusions is amended by adding the following: "loss". If you have purchased Comprehensive or Collision Q. UNINTENTIONAL FAILURE TO DISCLOSE Coverage under this Policy, the exclusion relating to EXPOSURES mechanical breakdown does not apply to the Section IV — Business Auto Conditions, B.2. accidental discharge of an airbag. Concealment, Misrepresentation, Or Fraud is M. LOSS TO TWO OR MORE COVERED AUTOS amended by adding the following: FROM ONE ACCIDENT If you unintentionally fail to disclose any exposures Section III — Physical Damage Coverage, D. existing at the inception date of this policy, we will not Deductible Subparagraph 2. is replaced by the deny coverage under this Coverage Part solely following: because of such failure to disclose. However, this provision does not affect our right to collect additional 2. Regardless of the number of covered "autos" premium or exercise our right of cancellation or non - damaged or stolen the maximum deductible renewal. applicable for all "loss" in any one event caused by: R. MENTAL ANGUISH a. Theft or Mischief or Vandalism; or Section V — Definitions, C. is replaced by the b. All Perils following: c. Collision "Bodily injury" means bodily injury, sickness or disease sustained by a person, including mental Will be equal to two times the highest deductible anguish or death resulting from bodily injury, sickness applicable to any one covered "auto" on the Policy for or disease. Comprehensive, Specified Causes of Loss or Collision Coverage. The application of the highest S. LIBERALIZATION deductible used to calculate the maximum deductible Paragraph B.3. Liberalization is amended for this will be made regardless of which covered "autos" endorsement as follows: were damaged or stolen in the "loss". If we revise this endorsement to provide greater N. GLASS COVERAGE coverage without additional premium charge, we will Section III — Physical Damage Coverage, D. automatically provide the additional coverage to all Deductible is amended by the addition of the endorsement holders as of the day the revision is following: effective in your state. If the Comprehensive Coverage applies to the covered "autos", no Comprehensive Coverage Deductible applies to the cost of repairing damaged glass on the covered "auto(s)". A $500 deductible applies to the cost of replacing damaged glass on the covered "auto(s)". O. PHYSICAL DAMAGE DEDUCTIBLE — VEHICLE TRACKING SYSTEM Section III — Physical Damage D. Deductible is amended by adding the following: Comprehensive Coverage Deductible shown in the Declaration will be reduced by 50% for any "loss" caused by theft of the vehicle when equipped with a vehicle tracking device such as a radio tracking device or a global positioning device and that device was the method of recovery of the vehicle. CA7270 (09-24) Includes copyrighted material of ISO Properties, Inc. with its permission. Page 3 of 3