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COMMERCIAL AUTO 2019 COMMERCIAL AUTO MULTISTATE FORMS REVISION ADVISORY NOTICE TO BUSINESS AUTO, MOTOR CARRIER AND AUTO DEALERS COVERAGE FORM POLICYHOLDERS This is a summary of the major changes to your policy. No coverage is provided by this summary nor can it be construed to replace any provisions of your policy or endorsements. You should read your policy and review your Declarations page for complete information on the coverages you are provided. If there is any conflict between the policy and this summary, THE PROVISIONS OF THE POLICY SHALL PREVAIL. Please contact your agent to discuss any questions. Your right to cancel the policy or remove endorsements remains unchanged. Highlighted below are areas within the Policy that broaden, restrict or reinforce coverage. This notice does not reference every change, including editorial changes, made in your policy. The following forms may be listed on your policy. DECLARATION CHANGES CA7000(7-20) — Commercial Auto Declarations CA7000A(7-20) — Commercial Auto Declarations CA7010(7-20) — Auto Dealers Declarations CA7010A(7-20) — Auto Dealers Declarations • The Auto Declaration is used on a countrywide basis. The Declaration has been updated to add the New Jersey and Texas Surcharges. • Personal Injury Protection section of the Item Two has been updated; as follows: • Personal Injury Protection — MI Only ($250,000 limit only if they select one of the exclusion options) • Separately Stated in Each Personal Protection Endorsement Minus $ Deductible • Exclusion of PIP Medical Expenses: • All Household members are covered by qualified health coverage • One or more household members are covered by qualified health coverage • Premium Reduction shown on Declaration • Final PIP Premium shown on Declaration NEWLY INTRODUCED MULTISTATE ENDORSEMENTS The following forms may be newly introduced and available to be attached to the policy: BROADENINGS OF COVERAGE CA7203(11-15) — Physical Damage Fleet Coverage • Newly introduced for use with the Business Auto Coverage Form. This form provides automatic fleet coverage for vehicles acquired during the policy term, without reporting the new vehicle. The policy is subject to audit at the end of the policy term, to determine any vehicles added or removed during the policy term. CA7221(11-15) — Repair Reimbursement • Newly introduced for use with the Auto Dealers Coverage Form. This form provides coverage for reimbursement to the insured when repairs are made by the insured to owned "autos" incurring a physical damage loss. CA7230(11-15) — Customer Complaint Protection Coverage • Newly introduced for use on the Auto Dealers Coverage Form to provide Customer Complaint Protection for defense and indemnity coverage for the insured. CA8338(7-20) Includes copyrighted material of ISO Properties, Inc. with its permission. Page 1 of 3