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(Ili) That is insurance purchased by the Additional Insured to cover the Additional Insured's liability as a tenant for <br /> "property damage"to premises rented to the Additional Insured or temporarily occupied by the Additional with <br /> permission of the owner; or <br /> (iv) If the loss arises out of the maintenance or use of aircraft, "autos"or watercraft to the extent not subject to <br /> Exclusion g. of SECTION II- LIABILITY. B. Exclusions, 1.Applicable to Business Liability Coverage. <br /> (v) That is insurance available to you for your participation in any past or present"unnamed joint venture". <br /> (A) That is any insurance you may have that provides coverage for your professional services. <br /> (b)When this insurance is excess, we will have no duty to defend the insured against any"suit"if any other insurer has <br /> a duty to defend the insured against that"suit". If no other insurer defends, we will undertake to do so, but we will be <br /> entitled to the insured's rights against all those other insurers. <br /> (c)When this insurance is excess over other Insurance,we will pay only our share of the amount of the loss, if any, that <br /> exceeds the sum of: <br /> (1) The total amount that all such other insurance would pay for the loss in the absence of this insurance; and <br /> (ii)The total of all deductible and self-insured amounts under all that other insurance. <br /> We will share the remaining loss, if any, with any other insurance that is not described in this Excess Insurance provision <br /> and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage <br /> part. <br /> (3) Method Of Sharing <br /> If all of the other insurance permits contribution by equal shares,we will follow this method also. Under this approach, <br /> each insurer contributes equal amounts until it has paid its applicable limit of Insurance or none of the loss remains, <br /> whichever comes first. If any of the other insurance does not permit contribution by equal shares, we will contribute by <br /> limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total <br /> applicable limits of insurance of all insurers. <br /> Per Project Aggregate <br /> The following changes are made to SECTION II -LIABILITY: <br /> 1.The following is added to SECTION II -LIABILITY, D. Liability and Medical Expenses Limits of Insurance, paragraph 4: <br /> The Aggregate Limits of Insurance apply separately to each of"your projects"or each "location" listed in the <br /> Declarations. <br /> 2. For the purpose of coverage provided by this endorsement only,the following is added to SECTION II -LIABILITY, F. Liability <br /> and Medical Expenses Definitions: <br /> 1. "Your project" means: <br /> a.Any premises, site or"location" at, on, or in which "your work" is not yet completed; and <br /> b. Does not include any"location" listed in the Declarations. <br /> 2."Location"means premises involving the same or connecting lots, or premises whose connection is interrupted only by a <br /> street, roadway, waterway or right-of-way of a railroad. <br /> Separation Of Insureds <br /> Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage Part to the first <br /> Named Insured, this insurance applies: a. As if each Named Insured were the only Named Insured; and, b. Separately to each <br /> insured against whom claim is made or"suit"is brought. <br /> Waiver Of Subrogation <br /> The TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US Condition (Section IV—COMMERCIAL <br /> GENERAL LIABILITY CONDITIONS) is amended by the addition of the following: <br /> We waive any right of recovery we may have against the person or organization where required by written contract because of <br /> payments we make for injury or damage arising out of your ongoing operations or"your work" done under a contract with that <br /> person or organization and included in the"products-completed operations hazard". This waiver applies only to the person or <br /> organization where required by written contract. <br /> Notice Of Cancellation <br /> For any statutorily permitted reason other than non-payment of premium,the number of days required for notice of cancellation, <br /> as provided in paragraph 2. of either the CANCELLATION Common Policy Condition or as amended by an applicable <br /> state cancellation endorsement, is increased to 30 Days. <br /> AUTHORIZED REPRESENTATIVE <br /> *From Hanover Forms. 391-1003(08116);391-1445 (08116);391-1586(08116),391-1003(08116) <br /> No coverage is provided by this Notice,nor can it be construed to replace any provisions of the policy(including its endorsements). If there is any conflict <br /> between this Notice and the policy(including the endorsements),the provisions of the policy(including its endorsements)shall prevail. <br /> 93904623 124-25 GL-AL-0M3-WC-PL Sherry Young 12/10/2025 2:09:59 PM (PST) I Page 3 of 7 <br />