TRUE NORTH COMPLIANCE SERVICES (2)

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OB3J114022 COMMON POLICY CONDITIONS All Coverage Parts included in this policy are subject to the following conditions. A. Cancellation b. Give you reports on the conditions we 1. The first Named Insured shown in the find; and Declarations may cancel this policy by c. Recommend changes. mailing or delivering to us advance written 2. We are not obligated to make any notice of cancellation. inspections, surveys, reports or 2. We may cancel this policy by mailing or recommendations and any such actions we delivering to the first Named Insured written do undertake relate only to insurability and notice of cancellation at least: the premiums to be charged. We do not a. 10 days before the effective date of make safety inspections. We do not cancellation if we cancel for nonpayment undertake to perform the duty of any person of premium; or or organization to provide for the health or safety of workers or the public. And we do b. 30 days before the effective date of not warrant that conditions: cancellation if we cancel for any other reason. a Are safe or healthful or 3. We will mail or deliver our notice to the first b. Comply with laws, regulations, codes or Named Insured's last mailing address known standards. to us. 3. Paragraphs 1. and 2. of this condition apply 4. Notice of cancellation will state the effective not only to us, but also to any rating, date of cancellation. The policy period will advisory, rate service or similar organization end on that date. which makes insurance inspections, surveys, reports or recommendations. 5. If this policy is cancelled, we will send the first Named Insured any premium refund 4. Paragraph 2. of this condition does not apply due. If we cancel, the refund will be pro rats. to any inspections, surveys, reports or If the first Named Insured cancels, the refund recommendations we may make relative to may be less than pro rata. The cancellation certification, under state or municipal will be effective even if we have not made or statutes, ordinances or regulations, of offered a refund. boilers, pressure vessels or elevators. 6. If notice is mailed, proof of mailing will be E. Premiums sufficient proof of notice. The first Named Insured shown in the B. Changes Declarations: This policy contains all the agreements between 1. Is responsible for the payment of all you and us concerning the insurance afforded. premiums; and The first Named Insured shown in the 2. Will be the payee for any return premiums Declarations is authorized to make changes in we pay. the terms of this policy with our consent. This F. Transfer Of Your Rights And Duties Under This policy's terms can be amended or waived only Policy by endorsement issued by us and made a part of this policy. Your rights and duties under this policy may not C. Examination Of Your Books And Records be transferred without our written consent except in the case of death of an individual We may examine and audit your books and named insured. records as they relate to this policy at any time during the policy period and up to three years If you die, your rights and duties will be transferred to your legal representative but only afterward. while acting within the scope of duties as your D. Inspections And Surveys legal representative. Until your legal 1. We have the right to: representative is appointed, anyone having proper temporary custody of your property will a. Make inspections and surveys at any have your rights and duties but only with time; respect to that property. IL 00 17 11 98 Comi9ht, Insurance Services Office, Inc., '1998 Page 1 of 1 B3904623 24-25 GL-AL-1JMe-WC-PL Sherry Young 2/10/200. 2:09!59 PM (PST) Page 4 of 7