Item 23 - Public Hearing - FY 2025-29 5 Year Plan, Annual Action Plan for CDBG, HOME, and ESG Programs

Home Browse Search

Orange County 129 25-29 Regional AFH E. Disproportionate Housing Needs The following analysis describes which groups experience higher rates of housing cost burden, severe housing cost burden, overcrowding, or substandard housing when compared to other groups. Housing Problems Table 10 – Disproportionate Housing Problems, shows 2017 -2021 Comprehensive Housing Affordability Strategy (CHAS) data on the percentage of households experiencing at least one of the following four housing problems, organized by race/ethnicity: • Lacks complete kitchen facilities: Household lacks a sink with piped water, a range or stove, or a refrigerator. • Lacks complete plumbing facilities: Household lacks hot and cold piped water, a flush toilet, and a bathtub or shower. • Overcrowding: A household is considered overcrowded if there are more than 1.01 individuals per room. • Cost burden: A household is considered cost burdened if the household spends more than 30% of its total gross income for housing costs. For renters, housing costs include rent paid by the tenant, plus utilities. For owners, housing costs include mortgage payment, taxes, insurance, and utilities. A disproportionately greater need exists when members of a racial or ethnic group in a certain income range experience housing problems at a rate that is least 10 percentage points higher than the rate experienced by all households within that income level. Table 10 reports the following: • American Indian or Alaska Native households, and Pacific Islander households have disproportionate housing needs within the 80%-100% AMI range. • It is also worth noting that Hispanic households in the 30% AMI and below range experience housing needs at a much higher rate than the overall population in that income range, though the rate is slightly less than 10 percentage points. EXHIBIT 6