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MINIMUM SCOPE AND LIMIT OF INSURANCE
<br /> 1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01
<br /> covering CGL on an "occurrence"basis, including products and completed operations,
<br /> property damage, bodily injury and personal & advertising injury with limits no less than
<br /> $1,000,000 per occurrence and$2,000,000 aggregate. Required policy limits can be met
<br /> with primary and umbrella/excess insurance policies.
<br /> 2. Automobile Liability: Insurance Services Office Form CA 00 01 covering Code 1 (any
<br /> auto), with limits no less than$1,000,000 combined single limits. In the event Consultant
<br /> does not maintain commercial automobile liability insurance, City will accept evidence of
<br /> personal automobile insurance.
<br /> 3. Workers' Compensation: as required by the State of California, with Statutory Limits,
<br /> and Employer's Liability Insurance with limit of no less than$1,000,000 per accident,
<br /> policy or employee, for bodily injury or disease. Coverage is not required if Consultant
<br /> has no employees and signs request to waive such insurance.
<br /> 4. Professional Liability Insurance: with limits no less than$1,000,000 per occurrence or
<br /> claim, and$2,000,000 aggregate.
<br /> If Consultant maintains broader coverage and/or higher limits than the minimum requirements
<br /> for each line of coverage shown above, City requires and shall be entitled to the broader
<br /> coverage and/or the higher limits maintained by Consultant. Any available insurance proceeds in
<br /> excess of the specified minimum limits of insurance and coverage shall be available to City.
<br /> Other Insurance Provisions
<br /> The above required insurance policies are to contain or be endorsed to contain the following
<br /> provisions:
<br /> 1. City, its City Council, its officers, officials, employees, agents, and volunteers are to be
<br /> covered as additional insureds, under Consultant's CGL, Professional Liability, and
<br /> Automobile Liability policies, with respect to any liability arising out of work or
<br /> operations performed by or on behalf of the Instructor including materials,parts,
<br /> equipment, and personnel famished in connection with such work or operations.
<br /> 2. Consultant's Insurance company(ies) agrees to waive all rights of subrogation against
<br /> City, its City Council, its officers, officials, employees, agents, and volunteers for losses
<br /> paid under the terms of any policy which arise from work performed by Consultant under
<br /> this Agreement.
<br /> 3. For any claims related to this contract, Consultant's insurance coverage shall be primary
<br /> and any insurance maintained by City, its City Council, its officers, officials, employees,
<br /> agents, or volunteers shall not contribute with it.
<br /> 4. A severability of interest provision must apply for all the additional insureds, ensuring
<br /> that Consultant's insurance shall apply separately to each insured against whom a claim
<br /> is made or suit is brought, except with respect to the insurer's limits of liability.
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