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5. Insurance policies required herein shall provide that coverage shall not be canceled, <br /> suspended, voided, reduced in coverage or in limits, non-renewed by the carrier, or <br /> materially changed except after thirty(30) days prior written notice has been given to <br /> City. Ten (10) days prior written notice shall be provided to City for policy cancellation <br /> or non-renewal due to non-payment of premium. <br /> 6. Certificate Holder on each Evidence of Insurance certificate shall be; City of Santa Ana, <br /> Attention: Leif Lovegren, 215 S. Center Street, Santa Ana, CA 92703. The name and <br /> location of project must be included in the Description of Operations section of each <br /> certificate. <br /> Self-Insured Retentions <br /> Self-insured retentions must be declared to and approved by the City. The City may require the <br /> Consultant to purchase coverage with a lower retention or provide proof of ability to pay losses <br /> and related investigations, claim administration, and defense expenses within the retention. <br /> Acceptability of Insurers <br /> Insurance is to be placed with insurers authorized to conduct business in the State of California <br /> with a current A.M. Best rating of no less than A:VII,unless otherwise acceptable to City. <br /> Verification of Coverage <br /> Consultant shall furnish City with original Certificates of Insurance including all required <br /> amendatory endorsements (or copies of the applicable policy language effecting coverage <br /> required by this clause) and a copy of the Declarations and Endorsement Page of the CGL policy <br /> listing all policy endorsements before work begins. However, failure to obtain the required <br /> documents prior to the work beginning shall not waive Consultant's obligation to provide them. <br /> City reserves the right to require complete, certified copies of all required insurance policies, <br /> including endorsements required by these specifications, at any time. <br /> Special Risks or Circumstances <br /> City reserves the right to modify these requirements, including limits,based on the nature of the <br /> risk, prior experience, insurer, coverage, or other special circumstances. <br /> 7. INDEMNIFICATION <br /> Consultant agrees to defend, and shall indemnify and hold harmless the City, its officers, <br /> agents, employees,consultants, special counsel,and representatives from liability: (1) for personal <br /> injury, damages,just compensation, restitution,judicial or equitable relief arising out of claims for <br /> personal injury, including death, and claims for property damage, which may arise from the <br /> negligent operations of the Consultant, its subconsultants, agents, employees, or other persons <br /> acting on its behalf which relates to the services described in section 1 of this Agreement; and(2) <br /> from any claim that personal injury, damages,just compensation, restitution,judicial or equitable <br /> relief is due by reason of the terms of or effects arising from this Agreement. This indemnity and <br /> hold harmless agreement applies to all claims for damages,just compensation,restitution,judicial <br /> or equitable relief suffered, or alleged to have been suffered, by reason of the events referred to in <br /> this Section or by reason of the terms of, or effects, arising from this Agreement. The Consultant <br /> Page 4 of 9 <br />