Item HA 03 - Update to the Housing Choice Voucher Administrative Plan

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Administrative Plan 7/1/2025 Page 16-34 Payment Thresholds Notice PIH 2018-18 recommends that the total amount that a family must pay each month—the family’s monthly share of rent plus the monthly debt repayment amount—should not exceed 40 percent of the family’s monthly adjusted income. However, a family may already be paying 40 per cent or more of its monthly adjusted income in rent. Moreover, Notice PIH 2018-18 acknowledges that PHAs have the discretion to establish “thresholds and policies” for repayment agreements with families [24 CFR 982.552(c)(1)(vii)]. SAHA Policy SAHA has established the following thresholds for repayment of debts:  The maximum amount for which SAHA will enter into a repayment agreement with a family is $5,000. Debts larger must be paid down prior to making payments on the repayment agreement.  The maximum length of time SAHA will enter into a repayment agreement with a family is 48 months.  The minimum monthly payment amount for any repayment agreement is $10.00.  Family has the right to submit a one-time written request to change the terms of the repayment agreement if they can provide evidence satisfactory to SAHA that the amount due would impose a financial hardship. However, the total debt owed cannot be reduced or the length of the repayment plan be extended. SAHA has the right to increase the monthly payment portion if SAHA determines the new monthly amount would not impose a financial hardship. Execution of the Agreement All repayment agreements must be in writing, dated, and signed by both the family and the PHA [Notice PIH 2018-18]. SAHA Policy Any repayment agreement between SAHA and a family must be signed and dated by SAHA and by the head of household and spouse/cohead (if applicable). Due Dates SAHA Policy Payment due date is indicated on the monthly invoice EXHIBIT 1