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<br /> 4. Paragraph 14."Personal and Advertising Injury"is amended as follows:
<br /> a. Subsection b.Is deleted and replaced with the following:
<br /> b. Malicious prosecution or abuse of process;
<br /> b. Subsection h.is added, j
<br /> Ill. "Personal and advertising injury" also means injury, including consequential "bodily
<br /> Injury", arising out of dlscrimination based on race, color, religion, sex, age or national
<br /> origin,except when:
<br /> (1) Clone intentionally by or at the direction of, or with the knowledge or consent of:
<br /> (a) Any insured;or
<br /> (b) Any executive officer,director, stockholder,partner or member of the insured;or
<br /> (2) Directly or Indirectly related to the employment, former or prospective employment,
<br /> termination of employment, demotion, failure to promote or application for
<br /> employment of any person or persons by an insured;or
<br /> (3) Directly or Indirectly related to the sale, rental, lease or sublease or prospective
<br /> sales, rental, lease or sub-lease of any room, dwelling or premises by or at the
<br /> direction of any insured; or
<br /> (4) insurance for such discrimination Is prohibited by or held In violation of law, public
<br /> policy, legislation,court decision or administrative ruling.
<br /> This coverage doss not apply to fines or penalties imposed because of discrimination.
<br /> 5. ror the purpose of this endorsement, the following definitions are added to Section V:
<br /> a. "Abuse"means any actual,threatened,or alleged act,error,omission,conduct or misconduct
<br /> that a claim or"suit"alleges:
<br /> (1) To be,
<br /> or to constitute, any form of"abuse" (Including but not limited to alder "abuse,
<br /> child "abuse", patient"abuse" or "abuse" of a dependent person) under any applicable
<br /> state or federal statute; and
<br /> (2) Any non-sexual assault,non-sexual battery, or non-sexual"abuse"directed at a person;
<br /> and
<br /> Conduct or misconduct described above constitutes"abuse"regardless of whether or not It is
<br /> alleged to be negligent, reckless, knowing, Intentional,fraudulent, oppressive, malicious, or
<br /> otherwise,
<br /> However,"abuse"dogs not Include employment-related"sexual harassment".
<br /> b. "Faster care services" means the provisions of personal care or training to a "foster child"
<br /> including but Is not limited to activities of any insured or of any"temporary worker", licensee,
<br /> subcontractor, independent contractor, vendor or others in investigation, evaluation,
<br /> counseling, treatment, training, material aid, supervision or monitoring of Individuals or
<br /> families, with respect to placement of a "foster child" as required by any Federal, State, or
<br /> local code, regulation or ordinance.
<br /> c. "Foster child"means a child whose care and upbringing are entrusted to an adult other than
<br /> the child's natural or adoptive parents.
<br /> d. "Medical or healthcare services" means any type of treatment or services provided for
<br /> physical, menial, veterinary or dental care, Including but not limited to:
<br /> (1) Any type or form of psychiatric counseling;
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<br /> Includes copyrighted material of Insurance services office,Ina.,with its permission. GCG 6510 09 23
<br /> Copyright 2023 4uideOne Insurance Page 11 of 13
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