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<br /> (2) Any typo or form of medical, dental, physiological, psychological, addiction, behavioral,
<br /> chiropractic, holistic, hospice,veterinary or any other similar treatment;or
<br /> (3) The operation of a hospital, clinic open to the general public,or other medical facility or
<br /> laboratory;or
<br /> (4) The providing, prescr€ptlon, dispensing, or using of drugs or medical appliances or
<br /> devices.
<br /> e. "Medically derived injury" means a physical, pathologic or psychiatric trauma resulting from
<br /> "medical or healthcare services" provided by a "medical professional", including death
<br /> resulting therefrom, to your care recipient. "Medically derived Injury"includes an aggravation
<br /> of a preexisting disease or mental disorder. "Medically derived Injury" does not Include
<br /> property damage" "personal and advertising injury", or any injury arising from "abuse",
<br /> sexual misconduct or sexual molestation"or"sexual harassment".
<br /> f. "Medical professional" means an anesthesiologist, chiropodist, chiropractor, dentist, medical
<br /> technician; midwife, nurse anesthetist, nurse, optometrist, pharmacist, physician, podiatrist,
<br /> psychlairist, psyciaologEst, surgeon, veterinarian, x-ray therapist, or any other Individual who
<br /> provides preventative, curative, or rehabilitative health care services, and Is licensed where
<br /> required by low.
<br /> g. "Product recall"means the recall or withdrawal of"your product"frorn the market or from use
<br /> by any other person or organization because of a known or suspected defect In "your
<br /> product" which has or is reasonably expected to cause "bodily Injury" or physical injury to
<br /> tanglb€e property other than "your product'.
<br /> h, "Product recall oxpenses" mean those reasonable and necessary expenses paid and directly
<br /> related to a"product recall".
<br /> 1. "Professional services" means any service that:
<br /> (1) Involves specialized education, knowledge, labor,judgment, and skill, and is
<br /> predominantly mental or intellectual (as opposed to physical or manual)in nature;and
<br /> (2) Is provided as part of the Named Insured's operations as a nonprofit or human services
<br /> organization; and
<br /> (3) Subject to Paragraphs m.and b.above, "professional services"includes but is not limited
<br /> to the following:
<br /> (a) Advice, guidance,or assistance;
<br /> (b) Counseling;
<br /> (o) "Social work';
<br /> (d) 1-herapy;
<br /> (e) Daycare;
<br /> (f) "Foster care services';and
<br /> (g) Job training,job placement,job referral,or vocational services.
<br /> However, "professional services" does not include any of the following: "medical or
<br /> healthcare services" or any parson or organization acting in the capacity of a "medical
<br /> professional". accountant, attorney, architect, engineer, real estate manager, immigration
<br /> counselor,or Investment manager.
<br /> ). "Sexual harassment" means unwelcome sexual advances, requests for sexual favors, or
<br /> other verbal, visual or physical conduct of a sexual nature when such conduct:
<br /> (9) Is linked Implicitly or explicitly with a decision affecting a term or condition of any
<br /> individual's employment,
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<br /> Includes copyrighted material of Insurance Services Office,Ine..With its permission. GCG 65 10 09 23
<br /> Copyright 2023 GuldeOne Insurance Page 12 of 13
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