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UHYJ251 A 89 (1) Owned, occupied or used by; With respect to Coverage A -- Follow Form (ii) Rented to, in the care, custody Excess Liability, this insurance applies or control of, or over which anywhere that the applicable "underlying physical control is being insurance" applies, exercised for any purpose by; 2. Coverage B—Umbrella Liability: you, any of your "employees", With respect to Coverage B — Umbrella "volunteer workers", any partner or Liability, this insurance applies anywhere in member(if you are a partnership or the world, with the exception of any country or joint venture), or any member (if jurisdiction subject to sanctions or embargo by you are a limited liability company). the United States of America. (2) Any person (other than your V. SUPPLEMENTAL PAYMENTS "employee" or "volunteer worker"), or Applicable to Both Coverage A -- Follow Form any organization while acting as your Excess Liability and Coverage B — Umbrella real estate manager. Liability (3) Any person or organization having 1, We will pay the following expenses in addition proper temporary custody of your to the Limit of Insurance with respect to any property if you die, but only: claim we investigate or settle, or any "suit" (a) With respect to liability arising out against an insured we defend, to the extent of the maintenance or use of that such expenses are not covered by "underlying property; and insurance" or"other insurance": (b) Until your legal representative has a. All expenses we incur. been appointed. b. Up to$2,000 for cost of bail bonds required (4) Your legal representative if you die, but because of accidents or traffic law only with respect to duties as such. violations arising out of the use of any That representative will have all your vehicle to which this coverage applies. We rights and duties under this Coverage do not have to furnish these bonds. Part. c. The premium costs of appellate bonds or c. Any organization you newly acquire or bonds to release attachments, but only for form, other than a partnership,joint venture bond amounts within the applicable Limit of or limited liability company, and over which Insurance.We do not have to furnish these you maintain ownership or a majority bonds. interest, will qualify as a Named Insured if d. Reasonable expenses incurred by an there is no other similar insurance available insured at our request to assist us in the to that organization. However, investigation or defense of the claim or (1) Coverage under this provision is "suit", including actual loss of earnings up afforded only until the 9011,day after you to $1000 a day because of time off from acquire or form the organization or the work. end of the policy period, whichever is e. All costs taxed against an insured in the earlier. "suit", except any: (2) Coverage does not apply to "bodily (1) Attorneys' fees or litigation expenses; injury" or "property damage" that or occurred before you acquired or formed the organization; and (2) Other loss, cost or expense in (3) Coverage does not apply to "personal connection with any injunction or equitable relief. injury" and "advertising injury" arising out of an offense committed before you f. Pre-judgment interest awarded against the acquired or formed the organization. insured on that part of the judgment we No person or organization is an insured pay. If we make an offer to pay the applicable Limit of Insurance, we will not with respect to the conduct of any current pay any prejudgment interest based on or past partnership,joint venture or limited that period of time after the offer. liability company that is not shown as a Named Insured in the Declarations. g. All interest on the full amount of any IV. COVERAGE TERRITORY judgment that accrues after entry of the judgment and before we have paid, offered 1. Coverage A—Follow Form Excess Liability: to pay, or deposited in court that part of the 475-0001 01 23 Includes copyrighted material of Insurance Services Office,Inc.with its permission. Page 5 of 19 Copyright 2023 The Hanover Insurance Company. All rights reserved. i