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UHYJ251489 judgment that is within our applicable limit 6. If the applicable aggregate limit has been of insurance. reduced to any amount that is less that the 2. Our obligation to make these payments ends Each Occurrence Limit, the remaining amount when we have used up the applicable Limit of of such applicable aggregate is the most that Insurance. will be available for any other payments. 3. If the Limits of Insurance of any "underlying 7. If the Limits of Insurance of any "underlying insurance" are reduced by defense expenses insurance" are reduced by defense expenses under the terms of that policy, then any under the terms of that policy,then any defense Supplemental Payments we make to defend expense payments we make to defend any any insured will reduce our applicable Limits of insured will reduce our applicable Limits of Insurance in the same manner. Insurance in the same manner. 4. If the law of a country orjurisdiction prohibits us 8. The Aggregate Limits of this policy apply from paying a Supplementary Payment,we will separately to each consecutive annual period. reimburse you for a Supplementary Payment If our policy period is extended to a period you have incurred with our consent. greater than twelve (12) months, the extended period will be considered part of the original VI. LIMITS OF INSURANCE policy period for determining the Limits of Applicable to Both Coverage A -- Follow Form Insurance. Excess Liability and Coverage B — Umbrella VII. EXCLUSIONS Liability 1. Applicable to both Coverage A—Follow Form 1. The limits of insurance shown in the Excess Liability and Coverage B—Umbrella Declarations and the rules below fix the most Liability we will pay regardless of the number of: a. Insureds; This insurance does not apply to: a. Access Or Disclosure Of Confidential Or b. Claims made or"suits" brought; Personal Information And Data-Related c. Persons or organizations making claims or Liability bringing "suits"; or Any liability or expense arising out of: d. Coverages provided by this policy. (1) Any access to or disclosure of any 2. Subject to the Each Occurrence Limit, the person's or organization's confidential Products-Completed Operations Aggregate or personal information, including Limit shown in the Declarations is the most we patents, trade secrets, processing will pay for the sum of damages included in the methods, customer lists, financial "products-completed operations hazard". information, credit card information, 3. Subject to the Each Occurrence Limit, the health information or any other type of General Aggregate Limit shown in the nonpublic information; or Declarations is the most we will pay for the sum (2) The loss of, loss of use of, damage to, of all damages, except: corruption of, inability to access, or a. Damages Included in the "products - inability to manipulate electronic data. completed operations hazard"; or This exclusion applies even if claims are b. Otherwise covered by "underlying made or "suits" brought for notification insurance", but to which no aggregate limit costs, credit monitoring expenses,forensic in such underlying insurance applies. expenses, public relations expenses or any 4. The Each Occurrence Limit shown in the other loss,cost or expense incurred by you or others arising out of that which is Declarations is the most we will pay for described in Paragraph (1)or(2)above. damages arising out of any one"occurrence"or offense under Coverage A — Follow Farm However, unless Paragraph (1) above Excess Liability and Coverage B— Umbrella applies, this inn does not apply to Liability combined, even if such loss is or liability or expense because of "bodily otherwise would be covered in whole or part injury". under more than one"underlying insurance". As used in this exclusion, electronic data 5. Any amount paid for loss will reduce the means information, facts or programs amount of the applicable aggregate limit stored as or on, created or used on, or available for any other payments. transmitted to or from computer software, including systems and applications software, hard or floppy disks, CD-ROMs, 476-0001 0123 Includes copyrighted material of Insurance Services Office,Inc.with its permission. Page 6 of 19 Copyright 2023 The Hanover Insurance Company. All rights reserved.