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Employees may use up to fifty percent(50%) of the total leave time available for use in a <br /> calendar year for personal necessity. Personal necessity is defined as follows: a)to attend <br /> to a serious accident to members of the employee's immediate family; b) childbirth; c) to <br /> cope with imminent danger to the employee's family, home, or other valuable property; d) <br /> to attend to medical or dental appointments for members of the employee's household; e) <br /> when the existence of external circumstances beyond the employee's control make it <br /> impossible for them to report for duty. <br /> 4.13 Pregnancy Disability Leave. Employees are covered by the Pregnancy Disability Leave <br /> Act which includes the ability to receive up to four months of leave for pregnancy <br /> disability. <br /> ARTICLE V <br /> 5.0 UNION TRUST& INSURANCE <br /> 5.1 Union Trust Fund. The Union established a trust fund to reimburse active unit employees <br /> for certain benefits. The eligibility criteria and benefit levels have been developed, <br /> administered and managed solely by the Union. <br /> The Trust Fund was established in accordance with federal and state laws and the Union <br /> shall defend and indemnify the City for any claims regarding the administration of, or the <br /> payment of, benefits arising out the administration of the Trust Fund. The Union may <br /> elect to cover the costs of establishing and administering the Trust from the City's <br /> allocation. <br /> The City will set aside the sum of$200,000 on an annual basis to the fund administered <br /> by the Union. Annual payments will be made by February 1st of each year. <br /> 5.2 Insurance Benefits. Employees may voluntarily participate in the insurance programs <br /> offered by the Union's Benefit Trust through payroll deduction. <br /> 5.3 Retirement Health Savings (RHS) Plan. <br /> Employees shall participate in the City's RHS Plan. Three quarters of one percent (.75%) <br /> will be deducted from each employee's base pay and deposited into their individual RHS <br /> account each pay period. This contribution shall be made on a pre-tax basis. <br /> ARTICLE IV <br /> 6.0 CITY PAID TRAINING/INSTRUCTION <br /> 8 <br />