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-tl Crime Coverage Part <br /> HISCQXC-Suite" <br /> Loss Discovered Policy <br /> ii. manuscripts, drawings, or records of any kind, or the cost of reconstructing them <br /> or reproducing any information contained in them. <br /> Tech fraud D. 1. Computer: loss of or damage to money, securities, or other property resulting directly <br /> from computer fraud, but we will only pay up to$10,000 for any one occurrence of <br /> loss of or damage to manuscripts, drawings, or records of any kind, or the cost of <br /> reconstructing them or reproducing any information contained in them; <br /> 2. Funds Transfer: loss of or damage to money or securities contained in your transfer <br /> account sustained by you resulting directly from funds transfer fraud; <br /> 3. Cyber Deception: loss of or damage to money or securities sustained by you resulting <br /> directly from cyber deception; <br /> 4. Customers'Accounts: loss of or damage to: <br /> a. money, securities, or other property sustained by your client or vendor, or <br /> other persons with whom you or your employees interact in connection with the <br /> performance of your business operations, resulting directly from computer fraud, <br /> funds transfer fraud, or cyber deception, provided such loss is asserted against <br /> you by the client, vendor, or other person based on your access to that client's, <br /> vendor's, or other person's money, securities, or other property maintained in <br /> a financial institution premises or transfer account; or <br /> b. money sustained by your client or vendor resulting directly from the intentional <br /> use of your computer system to mislead or deceive your client or vendor and <br /> which results in your client's or vendor's transfer of money intended for you to <br /> another person or entity; <br /> 5. Erroneous Transfer: loss of or damage to money or securities sustained by you <br /> resulting directly from an erroneous funds transfer by an employee or executive <br /> employee, provided you must notify and request reimbursement from the financial <br /> institution from which the money or securities were transferred within two business <br /> days after discovery of the error, and such loss will not be covered until the financial <br /> institution has: <br /> a. attempted to recover the money or securities from the financial institution to <br /> which they were transferred; and <br /> b. formally denied your request to return the money or securities to you; <br /> 6. Telephone Toll: loss from long distance telephone charges incurred by you resulting <br /> directly from fraudulent use or manipulation of an account code or system password <br /> required to gain access into your voice computer system, provided such loss did not <br /> result from the failure to: <br /> a. install and maintain in operating condition a call disconnect feature to terminate a <br /> caller's access after three unsuccessful attempts to enter an account code; <br /> b. incorporate a system password;or <br /> C. change a system password every 60 days. <br /> We will only pay for loss resulting from telephone toll charges for a period of not more <br /> than 30 days, beginning on the date on which the first such charges were incurred,for <br /> all telephone lines directly controlled by one voice computer system. <br /> 7. Virus Restoration: costs you incur to restore or replace damaged or destroyed <br /> electronic data or computer programs stored within your computer system resulting <br /> directly from: <br /> a. a virus directed solely against you designed to damage or destroy electronic data <br /> or computer programs and introduced maliciously by a natural person; or <br /> b. vandalism by a natural person who has gained unauthorized access to your <br /> computer system, <br /> including reasonable costs you incur to: <br /> Includes copyrighted material of <br /> Insurance Services Offices, Inc.,with its permission <br /> CSUCRI P0001A CW(12/22) Page 3 of 18 <br />