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-tl Crime Coverage Part <br /> HISCQXC-Suite" <br /> Loss Discovered Policy <br /> i. restore your computer system to the level of operational capability that existed <br /> before the virus or vandalism occurred; or <br /> ii. identify and remediate errors or vulnerabilities in your computer system in order to <br /> prevent future similar incidents. <br /> 8. Licensing Violation:fines and penalties for which you are legally liable as a direct result <br /> of the unauthorized reproduction of computer software, sound recordings,or visual <br /> media by an employee in violation of a licensing agreement with a third party vendor, <br /> provided the unauthorized reproduction is done: <br /> a. without your or an executive employee's knowledge; and <br /> b. without the knowledge of any other person having responsibility for compliance <br /> with the terms of the software licensing agreement. <br /> We will pay loss under this Coverage Part only if the loss results directly from an occurrence that is discovered by you or an <br /> executive employee during the policy period or during the extended period to discover loss, if applicable, and is reported to us <br /> in accordance with Section V. Your obligations, B. Notifying us of losses. <br /> II. Coverage <br /> enhancements We will also make the following payments: <br /> Additional premises or A. If,while this policy is in force, you establish any additional premises or hire additional <br /> employees employees, other than through consolidation, merger, purchase, or acquisition with or of <br /> another entity, such premises and employees will automatically be covered under this <br /> Coverage Part. You will not be required to notify us of such increase in the number of <br /> premises or employees, and we will not charge any additional premium for the remainder of <br /> the policy period for this coverage. <br /> Claim expenses B. We will reimburse you up to the limit stated in the Declarations for the reasonable costs,fees, <br /> and other expenses incurred by you with our prior written consent to pay an independent <br /> accounting, auditing, or other service, that is not a client, to determine the existence or <br /> amount of a loss covered under this Coverage Part. <br /> We will not make any payment under this subsection B unless there is a covered loss which <br /> exceeds the deductible, and any amounts we pay will be a part of,and not in addition to, the <br /> limit of liability applicable to such loss. <br /> Forgery claim expenses C. If you or an executive employee are sued because of the refusal to pay any instrument <br /> described in Section I. Insuring agreement B. Forgery on the basis it has been forged, <br /> altered, or counterfeited, and if you have our prior written consent to defend against the suit, <br /> we will pay for the reasonable legal expenses that you or the executive employee incur for <br /> that defense. <br /> No deductible will apply to this subsection C, and any amounts we pay will be in addition to, <br /> and not a part of, the limit of liability applicable to Section I. Insuring agreement B. Forgery. <br /> Identity fraud expenses D. We will pay up to the limit stated in the Declarations for identity fraud expenses incurred by <br /> you or an executive employee resulting directly from identity fraud, provided the identity <br /> fraud results from an occurrence that is discovered by you or an executive employee <br /> during the policy period, and the loss is reported to us in accordance with Section V. Your <br /> obligations, B. Notifying us of losses. <br /> We will not make any payment under this subsection D unless there is a covered loss which <br /> exceeds the deductible. <br /> III. Who is an For purposes of this Coverage Part, you, your, or insured means a named insured,subsidiary, <br /> insured employee benefit plan, or acquired entity,as defined below: <br /> Includes copyrighted material of <br /> Insurance Services Offices, Inc.,with its permission <br /> CSUCRI P0001A CW(12/22) Page 4 of 18 <br />