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be included in the Description of Operations section of each certificate. <br /> If FORTE maintains broader coverage and/or higher limits than the minimums shown above, AGENCY requires <br /> and shall be entitled to the broader coverage and/or the higher limits maintained by FORTE.Any available <br /> insurance proceeds in excess of the specified minimum limits of insurance and coverage shall be available to <br /> AGENCY. <br /> Acceptability of Insurers <br /> Insurance is to be placed with insurers authorized to conduct business in the state of California with a current <br /> A.M.Best rating of no less than A:`III,unless otherwise acceptable to AGENCY. <br /> Claims Made Policies <br /> If any of the required policies provide coverage on a claims-made basis: <br /> 1. The retroactive date must be shown and must be before the date of the contract or the beginning of work. <br /> 2. Insurance must be maintained and evidence of insurance must be provided for at least two(2)years after <br /> completion of work. <br /> 3_ If coverage is canceled or non-renewed, and not replaced with another claims-trade}policy form with a <br /> retroactive date prior to the contract effective date, Contractor must purchase"extended reporting"coverage for a <br /> minimum of three(3)years after completion of work_ <br /> Subcontractors <br /> Contractor shall require and verify that all sub-contractors maintain insurance meeting all the requirements stated <br /> herein, and.Contractor shall ensure that City is an additional insured on insurance required from sub-contractors. <br /> Special Risks or Circumstances <br /> AGENCY reserves the right to modify these requirements,including limits,based on the Mature of the risk,prior <br /> experience,insurer,coverage, or other special circumstances. <br /> 22,11.30 <br /> Page 23 <br /> CS0465915.0 03-19 26 <br />