HUITT-ZOLLARS, INC. -2011 - Laserfiche WebLink

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COMMERCIAL ~~E..~~."AL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read (2)The "bodily injury" m"property damage" occurs the ordkm policy carefully to dehemdna hghts, duties and during the policy period; and what |oand isnot covered, (3) Prior to the policy period,no Insured listedThp¢uAhoutthimpoUcythewmrds'you''uod"yowr^ro|orto under Paragraph 1. of Section N —VVho Is An the Named Insured shown in the Declarations, and any Insured and nO"mnmp|oymaauthorized byyou to other p�mnm or organization qumU�NQ �u a Named N Insured under this poUcy. The words owo'. "us' and "our" give or receive notice ofan "occurrence" or "bodily ~ refer to the stock insurance company member of The claim, knew that the injury" or "property damage" had occurred,in ~o|= ` or in part, If whole Har�,rdproviding this insurance. suchm|��dinaunado The wood "insured" means any person ororganization knew, prior 1othe policy period, that the "bodily qualifying assuch under Section /1—Who |aAnInsured. Injury" or"property damage" occurred, then any Other words and phrases that appear in quotation marks uunUnuat|on, change or resumption of such have special meaning. Refer |oSection V_Definh|mna' "bodily injury" or "property"propertydamage" during or ~5 ��|��N X��<�� ~ after the policy period will be deemed to have been known prior tuthe policy period. mCOVERAGE A BODILY INJURY AND PROPERTY oDAMAGE L|�8��T� c. "Bodily injury" or"property damage" Wit badeemed m to have been known to have occurred at the 1, Insuring Agreement earliest time when any insured listed under a' We will pay those that the Insured becomes Paragraph 1^ of Section N — Who Is An Insured or "employee, legally of �--~.�1-es ------ any authorized by you to give or "bodily injury" or"property .damage" this � nrceivenotice ofan"oucurneuoe"orclaim: insurance applies, We will have the hQbt and duty 11) Reports all, or any part, of the "bodily injury" or to defend the insured against any "suit" amoNng "Pmpertydamage" tmuaorany other Insurer; those damages, However, we will have no duty to (2) Receives a written or verbal demand or claim defend the insured against any °ouit' seeking ==~ "bodily for damages because of the "bodily injury" or damages for Injury" or"property damage" to "property damage"; or which ih|aInsurance does not apply. VVemay, at our discretion, Investigate any "voourpanoe" and (�) Becomes aware by any other means that se�|eany �aimor"mu�t"that may roouN.But: "bodily injury" or "property damage" hes (1) The amount we w0| pay for damages is limited occurred orhas begun tnonnur ' aa described io Section i|[ _ L|m|�� d' Damages because «f ''bodi|y injury" include Insurance: and donnmQmuu|m|nledbyany person ororQenizaUonfor (2) Our right and duty to defend ends when we care, loss ufservices ordeath resulting atany time from the "bodily injury" ' have used upthe npphcabhalimit m[insurance in thePaYmemt»fjudQmenbsuroe�}mnnontuunder e'Incidental K8ediom|N1a|�o»utce Coverages A or B or medical expenses under (1) "Bodily injury" arising out of the rendering of or 1901 Coverage C. fuUuna to render professional health uano No other obligation or ||uN|Uy to pay sums or emmium» an u physician, dmntiot, nunso, perform acts orservices |scovered unless explicitly emergency medical technician or paramedic provided for under Supplementary Payments _ mho|| be deemed to be caused by an Coverages Aand B. ^»ucwm*nns^'but only if: b. This insurance applies to "bodily injury" and (a) The PhYm|oian, den1lot, norao. emergency "property damage" only if: mod/cm/ technician or paramedic is (1) The "bodily injury'' or "property damage" Is employed bVyou toprovide such services; and ' IMM caused by on "occurrence" that takes place In the"o0varogobm��nry"� (b) You mm not engaged In the business or occupation ofproviding such services, HG8oD1D6o5 Page Iwf18 Q 200 The Hartford (includes copyrighted material ofInsurance Services Office, Inc.i h its permission,)