|
(2) For the purpose of dokannoing the Umha of
<br />insurance for incidental mmd|md malpractice,
<br />any act oromission together with all related acts
<br />or ono|mokzna in the furnishing of these gomicoa
<br />/o any one person will be considered one
<br />"occurrence",
<br />2. Exclusions
<br />This insurance does not apply to:
<br />a. Expected Or Intended Injury
<br />"Bodily injury" or "property damage" expected or
<br />intended from the standpoint Of the insured. This
<br />exclusion does not apply to "bodily injury" or
<br />"property damage" resulting from the use of
<br />reasonable force toprotect persons orproperty.
<br />b. Contractual Liability
<br />"Bodily injury" or "property damage" for which the
<br />insured is obligated to pay damages by reason of
<br />the assumption of UgbUky in o contract or
<br />agreement, This exclusion does not apply toliability
<br />for dnmmeges:
<br />(1) That the Insured would have in the absence of
<br />the contract oragreement; mr
<br />(2) Assumed In a contract or agreement that Is an
<br />"insured contract", providedtha"bodUyin/ury"or
<br />°propedy damage" occurs subsequent to the
<br />execution of the contract or agreement, Solely
<br />for the purposes of liability assumed in an
<br />"insured condract''.reasonable attorney fees and
<br />necessary litigation expenses inom'wU byorfor
<br />aparty other than aninsured are oeemndtnbe
<br />damages because of "bodily Injury" or "property
<br />damage", provided:
<br />(m) Liability to such. party for, orfor the cost of,
<br />that party's defense has also been assumed
<br />in the same "insured contneot"; and
<br />(b) Such utlonAey fees and UUQmdVn expenses
<br />are for defense ofthat party against acivil or
<br />alternative dispute resolution proceeding in
<br />»vh|Vh damages to which this insurance
<br />applies are alleged,
<br />c. Liquor Liability
<br />"Bodily Injury" or "property for which any
<br />insured may be held liable by reason of:
<br />(1) Causing orcontributing tnthe Intoxication cfany
<br />person;
<br />(2) The furnishing of o|uohoUu beverages to m
<br />person under the legal drinking age o,under the
<br />Influence ufalcohol, or
<br />(3) Any stm(ute, ordinance or regulation relating to
<br />the ao|m, g(ft, distribution or use of a\onhoUo
<br />beverages.
<br />This exclusion applies only if you are in the
<br />hua|naso of menufamiuhng, d|mfhbuhng, seUing,
<br />serving urfurnishing alcoholic beverages,
<br />d. Workers' Compensation And Similar Law
<br />Any obligation of the insured under o workers'
<br />uumpansadion, disability benefits orunemployment
<br />compensation law orany similar law,
<br />e' Employer's Liability
<br />"Bodily Injury" to:
<br />(1) An "wnpluyov"ufthe insured arising out of and
<br />|nthe course of,
<br />(a) Employment bythe Insured; or
<br />(b) Performing dudies related to the conduct of
<br />the |nsured'ohusineom�nr
<br />(2) The spouse, child, pan*o(, brother urmi/derVf
<br />that "employee" as a consequence of
<br />Paragraph (i)above.
<br />This exclusion applies:
<br />(1) Whether the Insured may be ||wb|m as an
<br />employer oriMany other capacity; and
<br />(2) To any obligation to share damages With or
<br />repay someone else who must pay damages
<br />because ufthe injury,
<br />This exclusion does not apply 10liability assumed
<br />bythe insured under on"Insured conirooi".
<br />f. Pollution
<br />(1) "Bodily injury" or "property damage" orio|MQ out
<br />of the actual, alleged or threatened discha/ge,
<br />d|yperoa>, seepage,mignat|un, nm|masa or
<br />escape of"puDutanh�:
<br />(a) At or from any pramiaaa, site or |uc$K|on
<br />which is or was at any time owned or
<br />occupied by, or rented or loaned to, any
<br />insured. However, this subparagraph does
<br />not upp|yto�
<br />(U "Bodily |mjury" If sustained within e
<br />building nd caused by smoke, fumes,
<br />vapor or soot produced by or originating
<br />from equipment that is used to heat, cool
<br />or dehumidify the building, or equipment
<br />that is used to heat water for personal
<br />use, by the building's occupants or their
<br />(U) "Bodily Injury" or "property damage', for
<br />which you may boheld liable, Uyou are o
<br />contractor and the owner or lessee of
<br />such p/mmiaes, site o,location has been
<br />added to Your, policy as an additional
<br />Insured with respect to your ongoing
<br />operations performed for that oduMunm|
<br />Insured at that premises, site or location
<br />and such premises, site or location is not
<br />and never was owned or occupied by, or
<br />rented or loaned to, any insured, other
<br />Page 2 of Is HG 00 01 06 06
<br />
|