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n COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions In this policy restrict coverage. Read (2) The "bodily injury" or "property damage" occurs the entire Policy carefully to deten-nine rights, duties and during the policy period; and what is and is not covered, Throughout this policy the words "you"' and "your" refer to (3) Prior to thepolicy period, no insured listed under Paragraph 1. of Section 11 - Who Is An the Named Insured shown in the Declarations, and any other Insured and no "employee" authorized by you to person or organization qualifying as a Named Insured under this policy, The words "we", "'us" and "our" give or receive notice of an "occurrence" or "bodily refer to the stock insurance COMP811y member of The claim, knew that the injury" or "Property Hartford providing this insurance, damage" had Occurred, in whole or in part. If such a listed insured or authorized' "employee" The word "insured" means any person or organizatlon knew, prior to the Policy period, that the "bodily C> l N qUahing as such under Section 11 - Who Is An Insured. injury" Or "property damage" occurred, then any Other words and phrases that appear in quotation marks continuation, change Or resumption of such have special meaning. Refer to Section V -Definitions. "bodily injury" or "property damage" during or SECTION ICOVERA -GES after the policy period will be deemed to have been known prior to the policy period. COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY c, "Bodily injury" or "property damage" will be deemed Ln 4 1. Insuring Agreement to have been: known to have occurred at the earliest tirne when any insured listed Linder a. We will Pay those sums that the Insured becomes Paragraph I. of Section 11 - Who Is An Insured or legally obligated to pay as damages because of any "employee" authorized by you to give or "bodily injury" or "property damage" to which this receive notice of an "occurrence" or claim: insurance applies. We will have the right and duty (1) Reports all, or any part, of the "bodily injury" or aff-M to defend the insured against any "suit" seeking ""property damage" to us or any other insurer; those damages. However, we will have no duty to !n5 defend the "suit" (2) Receives a written or verbal demand or clairn insured against arty seeking damages for "bodily injury" or "Property damage'" to for damages because of the "bodily injury" or .1 which this insurance does not apply. We may, at property damage"; or our discretion, investigate any "Occurrence" and (3) Becomes aware by any other means that settle any claim or "suit" that may result. But: 'boWy injury" or "property damage" has (1) The amount we will pay for, damages is limited occurred or has begun to occur, M-77-1 as described in Section III - Limits Of d, Damages because of "bodily injury" include Insurance; and damages clalmed by any person Or organization for (2) Our right and duty to defend ends when we care, los", of services or death resulting at any time from the "bodily injury", have used up the applicable limit of insurance in the payment of judgments or settlements under e. Incidental Medical Malpractice Coverages A or B of' medical expenses Linder (1) "Bodily injury" arising out of the rendering of or Coverage C. failure to render professional health care No other obligation of, liability to pay sums or services as 0 physician, dentist, nurse, perform acts Or services is covered unless explicitly emergency medical technician or paramedic provided for under Supplementary Payments - shall be deemed to be caused by an J° Coverages A and 13< occurrence", but only if: FF� lb. This insurance applies to "bodily injury" and (a) The physician, dentist, nurse, emergency "property darnage" only if: medical technician or paramodic, is (1) The "boddy injury" or "properly darnoge" is 25;"M employed by you to provide such services; and caused by an "occurrence" that takes place In the "coverage territory"; (b) You are riot engaged In the business or occupation of providing such services, HG 00 01 06 05 9 2DG5 The Hartford Page I of is (Includes copyrighted material of insurance Service. Office, h1c, with its pen-nissiom) HUITT-ZOLLARS, INC A-2011-247 REVIEWED BYBY:EUNICE HEREDIA (FG 3 OF 20) 41