(2) For the purpose of determining the limit-, of
<br />insurance for incidental medical malpractice,
<br />any act or Omission together with all related acts
<br />or omissions in the furnishing of these services
<br />to any one person VVItf be considered one
<br />"'occurrence"",
<br />2. Exclusions
<br />This insurance does not apply to:
<br />a. Expected Or intended Injury
<br />"Bodily injury" or "property damage" expected or
<br />intended from the standpoint of the insured. This
<br />exclusion does riot apply to "bodily injury" or
<br />o1property damage" resulting from the use of
<br />reasonable force to protect persons or property.
<br />b. Contractual Liability
<br />"Bodily injury" or "property damage" for which the
<br />insured is obligated to pay damages by reason of
<br />the assumption of liability in a contract or
<br />agreement. This exclusion does not apply to liability
<br />for damages:
<br />(1) That the insured would have in the absence of
<br />the contract or agreement; or
<br />(2) Assumed In a contract or agreement that is an
<br />"insured contract", provided the "bodily injury" or
<br />""property damage" occurs subsequent to the
<br />execution of the contract or agreement, Solely
<br />for the Purposes of liability assumed in an
<br />"insured contract", reasonable attorney fees and
<br />necessary litigation expenses incur *,9d by or for
<br />a party other than an Insured are niemed to be
<br />damages because of "bodily Injury" or "property
<br />damage", provided:
<br />(a) Liability to such party for, or for the cost of,
<br />that party's defense has also been assumed
<br />in the same "insured contract"; and
<br />(b) Such attorney fees and litigation expenses
<br />are for defense of that party against a civil or
<br />alternative dispute resolution proceeding in
<br />which damages to which t1lis insurance
<br />applies are alleqed.
<br />r. Liquor Liability
<br />"Bodily injury" or' "Property damage" for which any
<br />insured may be held liable by reason of:
<br />(1) Causing or contributing, to the Intoxication of any
<br />person;
<br />(2) The furnishing of alcoholic beverages to a
<br />person under the legal drinking age or under the
<br />influence of alcohol-, or
<br />(3) Any statute, ordinance Or roguUion relating to
<br />the sate, gift, distribution or use Of alcoholic
<br />beverages,
<br />This exclusion applies only if YOU are in the
<br />business of manUf8G[Uring, distributing, selling,
<br />serving or furnishing alcoholic beverages.
<br />Page 2 of 18
<br />HUIT-F-ZOLLARS, INC A-2011,.•241' REVIEWED BY:
<br />d. Workers' Compensation And SiWar Laws
<br />Any obligation of the insured under a workers'
<br />compensation, disability benefits or unemployment
<br />compensation law of, any similar law,
<br />e. Employer's Liability
<br />"Bodily injury" to:
<br />(1) An "employee" Of the insured arising out of and
<br />In the course of:
<br />(a) Employment by the Insured; or
<br />(b) Performing duties related to the conduct of
<br />the insured's business; or
<br />(2) The spouse, child, parent, brother or sister of
<br />that "employee, as a consequence of
<br />Paragraph (1) above.
<br />This exclusion applies:
<br />(11) Whether the Insured may be liable as an
<br />employer or In any other capacity; and
<br />(2) To any obligation to share damages With or
<br />repay someone else who Must pay darnages
<br />because of the injury.
<br />This exclusion does not apply to liability assumed
<br />by the insured under an "Insured contract".
<br />f. Pollution
<br />(1) "Bodily injury" or "property damage" arising out
<br />of the actual, alleged or threatened discharge,
<br />dispersal, seepage, migration, release or
<br />escape of "pollutants"":
<br />(a) At or from any premises, site or location
<br />which is or was at any time owned or
<br />occupied by, or rented or loaned to, any
<br />insured, However, this subparagraph does
<br />(lot apply to:
<br />(i) "Bodily injury" If sustained within a
<br />building and caused by s,rnoke, fumes,
<br />vapor or soot produced by or originating
<br />from equipment that is used to heat, cool
<br />or dehumidify the building, or equipment
<br />that Is used to heat water for personal
<br />use, by the building's occupants or their
<br />guests;
<br />(ii) "Bodily injury" or "property damage" for
<br />which you may be field liable, if you are a
<br />contractor and the owner or lessee of
<br />such premises, site or location has beer)
<br />added to your policy as an addiltional
<br />insured with respect to your ongoing
<br />operations performed for that additional
<br />insured at that prcrnises, site or location
<br />and such promises, site of, location is not
<br />and never was Owned or occupied by, or
<br />rented or loaned to, any insured, other
<br />than that additional insured; or
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<br />EUNICE HEREDIA (PG /I OF 20)
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