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<br />o. War
<br />"Personal and advertising injury", however caused,
<br />arising, directly orindirectly, out of:
<br />(1) War, including undeclared orcivil war;
<br />(2) VVodihe action by a military fnma. including
<br />action in hindering or defending against on
<br />actual orexpected 8VacK, byany government,
<br />sovereign or other outhohty using military
<br />personnel orother agents; or
<br />(3) |nsurredion, rebellion, revolution, usurped power,
<br />or action taken by Qnvemmon1u| authority in
<br />hindering o/defending against any ofthese.
<br />p.Internet Advertisements And Content OfOthers
<br />"Personal and advertising injury" arising out of:
<br />(1) An"mdvart|sement"for others onyour web site;
<br />(2) Placing o link to a web site of others on your
<br />web site;
<br />(3) Content, including information, aounds, iext,
<br />graphics, or images from aweb site of others
<br />m^p/ayno wmnm a frame or border on your web
<br />site; or
<br />(4) Computer code, software or programming used
<br />to enable:
<br />(a)Your web site; nr
<br />(b) The presentation or functlonality of an
<br />"advertisement" o, other content on your
<br />web site,
<br />q. Right OfPrivacy Created By Statute
<br />^Poonna| and advertising injury" arising out of the
<br />violation of u person's dQh( of privacy created by
<br />any state orfederal act.
<br />However, this exclusion dnam not apply to liability
<br />for damages that the insured would have in the
<br />absence ofsuch state orfederal act.
<br />: Violation OfAnti-Trust law
<br />"Personal and advertising injury" arising out of o
<br />violation ofany um1i4,o$\ law-
<br />s. Securities
<br />"Personal and advertising injury" arising out o/the
<br />fluctuation |nprice orvalue ofany stocks, bonds n,
<br />o1her000uddes.
<br />t. Discrimination OrHumiliation
<br />"Pemnoa| and advertising |niuq/' arising out of
<br />discrimination orhum0ationcommittnU byurotthe
<br />direction of any "executive officer", director,
<br />stockholder, partner ormember ufthe insured.
<br />m. Employ men t-Reioted. Practices
<br />"Personal and advertising injury" to:
<br />(1) A person arising oui of any "employment—
<br />related
<br />08 008i 068G
<br />(2) The spouse, child, parent, brother or mister of
<br />that person as a consequence or "Personal and
<br />advertising injury" to that person at whom any
<br />`ernpmymont-related Practices" are directed,
<br />This exclusion applies:
<br />(1) Whether the insured may be liable as an
<br />employer orin any other capacity; and
<br />(2) To any obligation to share damages with or
<br />repay someone e|nw who must pay damages
<br />because ofthe injury.
<br />v. Asbestos
<br />(1) °Pomono| and advertising injury" arising nud of
<br />the "asbestos hazard".
<br />(2) Any donneg*m, judgments, settlements, |000.
<br />costs o/expenses that:
<br />(a) May be awarded or incurred by reason of
<br />any claim or aoit alleging aob|o| or
<br />threatened injury or damage of any nature or
<br />kind to persons or property which would not
<br />have occurred in whole or in part but for the
<br />"asbestos huzon1~
<br />.
<br />(b) Arise out o/any nmqued, demand, order or
<br />statutory or regulatory requirement that any
<br />insured or others test for, monitor, clean up,
<br />nnmove, encapsulate, cuotoin, temt, detoxify
<br />or neutralize or in any way respond to or
<br />assess the effects of an "asbestos hazard";
<br />or
<br />(o) Arise out of any o|o|nn or suit for damages
<br />because of testing for, mo0ib)hng, cleaning
<br />up, removing, encapsulating, containing,
<br />tnaodnD' datoxifying or neutralizing or in any
<br />way responding to or assessing the effects
<br />ofon"asbestos huzmn".
<br />COVERAGE CMEDICAL PAYMENTS
<br />1, Insuring Agreement
<br />0. We will pay medical expenses as described below
<br />for "bodily injury" caused by an accident:
<br />(1) On premises you own or rent;
<br />(8) <3nways next topremises you own orrent; or
<br />(3) Because ofyour operations;
<br />provided that;
<br />(1) The nooidn,d takes place In the "coverage
<br />tenbory"and during the policy period;
<br />(2) The expenses are incurred and reported to us
<br />within three years of the date of the accident;
<br />and
<br />(3) The injured person submits to examination, at
<br />our axpenaa, by physicians of our choice as
<br />often a,wmreasonably require.
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