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monitor, clean up, remove, contain, treat, detoxify or neutralize Pollutants, or in any way respond to or assess the effects of <br />Pollutants; <br />K. any Data Security Event that was not properly reported to TMS during the Notice Period; <br />L. any Data Security Event occurring before the effective date of this CCAP between TMS and MERCHANT, or after the <br />termination of CCAP; <br />M. any expenses incurred for, or as a result of, regularly scheduled, recurring or routine security assessments, regulatory <br />examinations, inquiries or compliance activities; <br />N. any: (1) gaining of a profit or advantage to which the TMS or MERCHANT is not legally entitled, or (2) MERCHANT's expenses <br />or charges (other than Security Event Expenses), including employee compensation and benefits, overhead, over-charges or cost <br />over-runs; <br />0. any Data Security Event first discovered by MERCHANT after the effective date and time of the expiration, cancellation or non- <br />renewal of this CCAP regardless of when the Data Security Event actually occurred; <br />P. any Security Event Expenses arising out of or resulting, directly or indirectly, from the infringement of copyright, patent, <br />trademark, trade secret or other intellectual property rights; or <br />Q. any Security Event Expenses alleging, arising out of or resulting, directly or indirectly, from any discrimination against any <br />person or entity on any basis, including but not limited to: race, creed, color, religion, ethnic background, national origin, age, handicap, <br />disability, sex, sexual orientation or pregnancy. <br />R. any fines or assessment levied against MERCHANT that are not the direct result of a Data Security Event; <br />S. any Data Security Event arising out of any software not under license to MERCHANT; provided, however, this exclusion shall <br />not apply to a Data Security Event arising out of a virus, Trojan horse or other software used by a third party to obtain fraudulent <br />access to data on MERCHANT's computer system or to collect data in transit to or from MERCHANT's computer system; or <br />T. any Data Security Event arising out of a breach in a computer system in which MERCHANT shares a common database(s), <br />operating system(s) and/or software application(s) on a single piece of equipment at a single location with one or more legal entities <br />who share no legal relationship to one another. <br />VI. LIMITS TO SCOPE OF PAYMENTS <br />A. The following limits on payment amounts shall apply under this CCAP: <br />Annual Data Security Event Limit: $ 1,000,000 <br />Annual Per Merchant Limit: $ 1,000,000 <br />Annual Per MID Limit: $ 100,000 <br />B. On an annual basis, the most TMS will pay for the total of all Security Event Expenses and Post Event Services Expenses <br />arising out of or related to any single Data Security Event during the term of the Program and reported to TMS within the Notice <br />Period is the Annual Data Security Event Limit noted above, regardless of the number of merchants or MIDs involved with or impacted <br />by such Data Security Event. <br />C. On an annual basis, the most TMS shall pay for the total of all Security Event Expenses and Post Event Services Expenses <br />arising out of or related to MERCHANT is the Annual Per Merchant Limit noted above, regardless of the number of Data Security <br />Events first discovered by MERCHANT during the term of the Program and reported to TMS within the Notice Period. <br />D. On an annual basis, the most TMS shall pay for the total of all Security Event Expenses and Post Event Services Expenses <br />arising out of or related to any MID is the Annual Per MID Limit noted above, regardless of the number of Data Security Events first <br />discovered by MERCHANT during the term of this CCAP and reported to TMS within the Notice Period and subject to the Annual Per <br />Merchant Limit set forth in Section VI (A) above. <br />E. All Security Event Expenses and Post Event Service Expenses resulting from the same, continuous, related or repeated <br />Data Security Events shall be subject to the terms, conditions, exclusions and above payment of this CCAP as in effect at the time the <br />first such Data Security Event is first discovered by MERCHANT. <br />VIII. OTHER PROVISIONS AFFECTING SCOPE OF ASSISTANCE <br />A. Coverage Territory <br />Subject to its terms, conditions and exclusions, this CCAP applies to a Data Security Event occurring, and Security Event Expenses <br />incurred, anywhere in the world during the term of the CCAP. <br />B. Term and Termination of the CCAP <br />The Initial Term of this CCAP shall commence on the latter of: (i) August 1, 2011; or (ii) the EFFECTIVE DATE of the Merchant <br />Transaction Processing Agreement, and shall continue to be in effect unless terminated as set out below. <br />This CCAP shall be deemed terminated immediately: (i) in the event MERCHANT and TMS cease to be parties to a Merchant <br />Transaction Processing Agreement; (ii) if TMS elects, in its sole determination, to discontinue offering the CCAP in whole or in part for <br />201108 MTPA Terms and Conditions Page 26 of 35 CONFIDENTIAL