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any reason; or (iii) MERCHANT informs TMS of its decision to "Opt-Out" of the CCAP, provided however, that it meets the criteria for <br />doing so as set forth in Section C below. <br />C. Opting-Out of the CCAP <br />At anytime after MERCHANT has provided documentary proof to TMS that it is validated as PCI compliant by a qualified <br />security assessor, MERCHANT shall have the ability to "Opt-Out" of this CCAP and decline the Card Compromise Assistance provided <br />by it. If however MERCHANT is later identified by TMS as no longer validated as PCI compliant for any reason, MERCHANT will <br />immediately be re-enrolled back into this CCAP (provided they are still eligible to participate) and subject to payment of the fee <br />applicable to non-validated merchants. To validate compliance, please go to www.validatepci.com. Once MERCHANT receives <br />validation, you are then eligible to Opt-Out of this CCAP. Please note that it may take TMS up to 30 days to confirm that MERCHANT <br />has validated compliance. <br />By Opting-Out of this CCAP, MERCHANT understands that under the terms of the Merchant Transaction Processing Agreement <br />with TMS that MERCHANT is solely responsible for all expenses, fines, assessments, and penalties that arise in the event that a data <br />breach is suspected or occurs at one or more of my merchant location(s). MERCHANT also understands and agrees that following <br />Opt-Out the CCAP will not be available to help pay any of the above mentioned expenses, fines, assessments, and penalties in the <br />event of a suspected or actual breach of one or more of MERCHANT's locations. <br />In order to Opt-Out, please contact TMS either by telephone at (800) 228-2443, or via email at custom erservice GDtsys.com. If <br />contacting TMS via phone, please follow the instructions on the voice prompt to Opt-Out. If you are contacting TMS via email, please <br />include your doing-business-as name, contact information and all of your MIDs. In addition, please include the phrase "Opt-Out of <br />CCAP" in the subject line. <br />For more information on the CCAP, please visit www.rovalgroupservice.com/cca <br />D. Legal Action Against TMS <br />No person or organization has a right under this CCAP: <br />to join TMS as a party or otherwise bring TMS into a suit asking for damages from MERCHANT; or <br />to sue TMS on this CCAP unless all of its terms have been fully complied with by MERCHANT. <br />In any event TMS will not be liable for amounts that are not payable under the terms of this CCAP or that are in excess of the applicable <br />limits on payments under Clause VI above. <br />Subrogation <br />In the event of any payment under this CCAP, TMS or any insurers of TMS shall be subrogated to the extent of such <br />payment, to all rights of recovery of MERCHANT arising out of a covered Data Security Event. MERCHANT shall do whatever is <br />necessary, including signing documents, to help TMS obtain any recovery TMS may seek. To the extent TMS makes a payment to <br />MERCHANT under this CCAP and, prior or subsequent to such payment, MERCHANT receives any amount from any other person or <br />entity in connection with or arising out of the Data Security Event with respect to which TMS made such payment, MERCHANT shall <br />immediately remit such amount to TMS up to the amount of TMS's payment to MERCHANT. <br />F. Payments Where MERCHANT Has Insurance Coverage <br />This CCAP shall only cover qualifying expenses hereunder to the extent such expenses are not otherwise covered by any policies of <br />primary or secondary insurance maintained by merchant. <br />G. Assignment <br />This CCAP and any rights provided hereunder are not assignable without TMS's written consent. Any assignment without such a <br />consent shall be deemed null and void. <br />H. Changes <br />Changes to the provisions of this CCAP shall be made only by a written amendment issued by TMS and made a part of this CCAP. <br />Reimbursement <br />Payments made under this CCAP to or on behalf of MERCHANT shall be repaid to TMS by MERCHANT in the event and to the extent <br />that MERCHANT shall not be entitled to such payment. <br />J. Title of Paragraphs <br />The titles of the various clauses and paragraphs of this Assistance Agreement and endorsements, if any, attached to this Assistance <br />Agreement, are inserted solely for convenience or reference and are not to be deemed in any way to limit or expand the provisions to <br />which they relate, and are not part of this Assistance Agreement. <br />K. Cancellation <br />There shall be no payment for any Data Security Event first discovered by MERCHANT after the effective date and time of the <br />expiration, cancellation or non-renewal of this CCAP regardless of when the Data Security Event actually occurred. <br />201108 MTPA Terms and Conditions Page 27 of 35 CONFIDENTIAL