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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CALIFORNIA STATE AMENDATORY ENDORSEMENT CONDITIONS Section 6.8 NOTICE OF CANCELLATION is deleted and replaced by the following: 6.8a Cancellation 1. The first Named Insured shown in the Declarations may cancel this policy by mailing or delivering to us advance written notice of cancellation 2. Cancellation of Policies in Effect: a. 60 Days or Less If this policy has been in effect for 60 days or less, we may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least: (1) 10 days before the effective date of cancellation if we cancel for: a. Nonpayment of premium; or b. Discovery of fraud by: (i) Any insured or his or her representative in obtaining this insurance; or 0) You or your representative in pursuing a claim under this policy. (2) 30 days before the effective date of cancellation if we cancel for any other reason. b. More Than 60 Days If this policy has been in effect for more than 60 days, or is a renewal of a policy we issued, we may cancel this policy, only for one or more of the reasons listed below, by mailing or delivering to the first Named Insured written notice of cancellation at least: (1) 10 days before the effective date of cancellation if we cancel for: (a) Nonpayment of premium; or (b) Discovery of fraud or material misrepresentation by: I. Any insured or his or her representative in obtaining this insurance; or I. You or your representative in pursuing a claim under this policy. (2) 30 days before the effective date of cancellation if: (a) A judgment by a court or an administrative tribunal that you have violated a California or Federal law, having as one of its necessary elements an act which materially increases any of the risks insured against; (b) Discovery of willful or grossly negligent acts or omissions, or of any violations of state laws or regulations establishing safety standards, by you or your representative, which materially increase any of the risks insured against; (c) Failure by you or your representative to implement reasonable loss control requirements, agreed to by you as a condition of policy issuance, or which were conditions precedent to our use of a particular rate or rating plan, if that failure materially increases any of the risks insured against; (d) A determination by the Commissioner of Insurance that the: (i) Loss of, or changes in, our reinsurance covering all or part of the risk would threaten our financial integrity or solvency; or _ (ii) Continuation of the policy coverage would place us in violation of California law or the laws of the state where we are domiciled or threaten our solvency. LPLEN 37 [10/101 Page 1 of 2 Protective Insurance Company