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(e) A change by you or your representative in the activities or property of the commercial <br />or industrial enterprise, which results in a materially added, increased or changed risk, <br />unless the added, increased or changed risk is included in the policy. <br />3. The mailing of such notice as aforesaid shall be sufficient proof of notice and this Policy shall terminate at <br />the date and hour specified in such notice. If this Policy shall be cancelled by the first Named Insured, <br />we shall retain the customary short rate proportion of the premium hereon, except as otherwise provided <br />in this Policy. If this Policy shall be cancelled by us, we shall retain the pro rata proportion of the premium <br />hereon. <br />6.8b. Nonrenewal - Thefollowingisadded: <br />1 . If we elect not to renew this policy, we will mail or deliver to the first Named Insured written notice of <br />nonrenewal at least 120 days before the end of the policy period. If we offer to renew or continue and <br />you do not accept, this policy will terminate at the end of the current policy period. Failure to pay the <br />required renewal or continuation premium when due shall mean that you have not accepted our offer. If <br />we fail to mail proper written notice of nonrenewal and you obtain other insurance, this policy will end on <br />the effective date of that insurance. <br />2. We will mail or deliver our notice to the first Named Insured's last mailing address known to us. If notice <br />is mailed, proof of mailing will be sufficient proof of notice. <br />3. We are not required to send notice of nonrenewal in the following situations: <br />a. If the transfer or renewal of a policy, without any changes in terms, conditions or rates, is <br />between us and a member of our insurance group. <br />b. If the policy has been extended for 90 days or less, provided we give 120 days' notice before the <br />end of the policy period. <br />C. If you have obtained replacement coverage, or the first Named Insured has agreed, in writing, <br />within 60 days of the termination of the policy, to obtain that coverage. <br />d. If the policy is for a period of no more than 60 days and you are notified at the time of issuance <br />that it will not be renewed. <br />e. If the first Named Insured requests a change in the terms or conditions or risks covered by the <br />policy within 60 days of the end of the policy period. <br />f. If we have made a written offer to the first Named Insured, within 120 days before the end of the <br />policy period, to renew the policy under changed terms or conditions or at an increased premium <br />rate, when the increase exceeds 25%. <br />Policy Number: LPL-3000027-0313 <br />Named Insured: Silver & Wright, LLP, Attorney at Law <br />This endorsement is effective on the inception date of this Policy unless otherwise stated herein: <br />Endorsement Effective Date: 03/01/13 <br />Au oriz Representative <br />LPLEN 37 [10/10] Page 2 of 2 Protective Insurance Company