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Employee Group Insurance Renewals <br />September 3, 2013 <br />Page 2 <br />Long -Term Disability <br />Group Coverage <br />Current Insurance <br />Insurance <br />Percent Change <br />Employee <br />Rate <br />Renewal Rate <br />0.0% <br />Management <br />$0.352 per $100 <br />$0.352 per $100 <br />0.0% <br />Employees <br />$8.78 <br />$8.78 <br />0.0% <br />130 day wait <br />Employees <br />$15.93 <br />$15.93 <br />0.0% <br />60 day wait <br />Dental Plans <br />The contract with Delta Dental and Safeguard is scheduled for renewal. Delta has agreed to <br />renew the contract for a period of one year with no rate increase. However, Safeguard rates will <br />increase by 2.3% and are guaranteed for a period of one year. This increase is directly related to <br />dependent children remaining covered on the insurance until age 26 under the Patient Protection <br />and Affordable Care Act. <br />Type of Coverage <br />Cur e l Rate <br />Rate Delta <br />Percent Change <br />Employee <br />$48.39 <br />$48.39 <br />0.0% <br />Employee Plus Family <br />$119.17 <br />$119.17 <br />0.0% <br />Type of Coverage <br />Safeguard Dental <br />Current Rate <br />Safeguard Dental <br />Rate 2014 <br />Percent <br />Change <br />Employee <br />$25.28 <br />$25.86 <br />2.3% <br />Employee Plus Family <br />$43.22 <br />$44.21 <br />2.3% <br />25D -2 <br />