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Employee Group Insurance Renewals
<br />September 3, 2013
<br />Page 4
<br />Employee Assistance Program — REACH Employee /Associate Assistance
<br />The City is entering into the third year of a three -year rate guarantee with REACH Employee
<br />Assistance Program. This plan assists employees and their eligible dependents in handling
<br />problems that may be interfering with their performance on the job. Consultation for problems
<br />such as alcohol and drug abuse, legal, marital and family problems are available.
<br />Full time and Part time employees are eligible to participate in the Employee Assistance Program.
<br />Retirees are not included in the annual cost estimates. The Police Officers Association maintains
<br />their own insurance programs for medical, dental and LTD coverage.
<br />FISCAL IMPACT
<br />The annual cost of each plan may vary depending on changes in the number of employees
<br />enrolled during the year. The projected annual costs are calculated using current enrollment as of
<br />July 2013. The City is currently negotiating contribution amounts for insurances with the POA and
<br />SEIU bargaining units. The amounts used to calculate the fiscal impact are based on the 2013
<br />contribution rates for these two bargaining units.
<br />Coverage for SEIU, CASA, SAMA, EM, PMA & PTCS
<br />Aetna Life /LTD Insurance
<br />Dental Carriers
<br />CaIPERS Medical
<br />REACH (EAP Provider)
<br />Total Annual Cost
<br />CY 2013
<br />$ 115,175
<br />$ 339,307
<br />$ 5,722,225
<br />$ 18,071
<br />$ 6,194,778
<br />2501-4
<br />CY 2014
<br />$ 114,316
<br />$ 335,699
<br />$ 5,595,732
<br />$ 23,310
<br />$ 6,069,057
<br />Difference
<br />$ - 26,041
<br />$ - 34,560
<br />$ 134,380
<br />$ - 710
<br />$ 73,069
<br />Difference
<br />$ - 859
<br />$ - 3,608
<br />$ - 126,493
<br />$ 5,239
<br />$-125,721
<br />Coverage for POA (Sworn and Non - Sworn)
<br />CY 2013
<br />CY 2014
<br />Aetna Life /POA LTD Insurance $
<br />439,753
<br />$ 413,712
<br />POA Dental
<br />$
<br />574,560
<br />$ 540,000
<br />POA Medical
<br />$
<br />6,940,940
<br />$ 7,075,320
<br />REACH (EAP Provider)
<br />$
<br />11,810
<br />$ 11,100
<br />Total Annual Cost
<br />$
<br />7,967,063
<br />$ 8,040,132
<br />Coverage for SEIU, CASA, SAMA, EM, PMA & PTCS
<br />Aetna Life /LTD Insurance
<br />Dental Carriers
<br />CaIPERS Medical
<br />REACH (EAP Provider)
<br />Total Annual Cost
<br />CY 2013
<br />$ 115,175
<br />$ 339,307
<br />$ 5,722,225
<br />$ 18,071
<br />$ 6,194,778
<br />2501-4
<br />CY 2014
<br />$ 114,316
<br />$ 335,699
<br />$ 5,595,732
<br />$ 23,310
<br />$ 6,069,057
<br />Difference
<br />$ - 26,041
<br />$ - 34,560
<br />$ 134,380
<br />$ - 710
<br />$ 73,069
<br />Difference
<br />$ - 859
<br />$ - 3,608
<br />$ - 126,493
<br />$ 5,239
<br />$-125,721
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