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<br />sufficient to enable a staff member or HUD reviewer to understand the process followed and <br />conclusions reached. <br />SAHA Policy <br /> <br /> <br />The SAHA will document in the family file the following: <br /> Reported family annual income <br /> Value of assets <br /> Expenses related to deductions from annual income <br /> Other factors influencing adjusted income <br />When the PHA is unable to obtain third-party verification, the PHA will document in the family <br />file the reason that third-party verification was not available \[24 CFR 982.516(a)(2); Notice PIH <br />2010-19\]. <br /> <br />7-I.C. UP-FRONT INCOME VERIFICATION (UIV) <br /> <br />Up-front income verification (UIV) refers to the PHA <br />from independent sources that maintain computerized information about earnings and benefits. <br /> <br />UIV will be used to the extent that these systems are available to the PHA. <br />There may be legitimate differences between the information provided by the family and UIV- <br />generated information. No adverse action can be taken against a family until the PHA has <br />independently verified the UIV information and the family has been granted an opportunity to <br />contest any adverse findings through the informal review/hearing process of the PHA. <br /> <br /> <br />Up- <br />(Mandatory) <br /> <br />s EIV system in its entirety as a third-party source to verify participant <br />employment and income information during mandatory reexaminations or re-certifications of <br />family composition and income in accordance with 24 CFR 5.236 and administrative guidance <br />issued by HUD. The EIV system contains data showing earned income, unemployment benefits, <br />social security benefits, SSI benefits for participant families. The following policies apply to the <br /> <br /> <br />EIV Income Reports <br /> <br /> <br />The data shown on EIV Income Reports is updated quarterly, thus data may be between 3 and 6 <br />months old at the time reports are generated. <br /> <br /> <br /> <br /> <br />04/01/14 <br />Page 7-3 <br /> <br />