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QUICK REFERENCE - SPECTRUM POLICY <br />DECLARATIONS <br />and <br />COMMON POLICY CONDITIONS <br />1. DECLARATIONS <br />Named Insured and Mailing Address <br />Policy Period <br />Description and Business Location <br />Coverages and Limits of Insurance <br />COMMON POLICY CONDITIONS Beginning on Page <br />A. <br />Cancellation <br />1 <br />B� <br />Changes <br />1 <br />C, <br />Concealment, Misrepresentation Or Fraud <br />2 <br />D. <br />Examination Of Your Books And Records <br />2 <br />E. <br />Inspections And Surveys <br />2 <br />F. <br />Insurance Under Two Or More Coverages <br />2 <br />G, <br />Liberalization <br />2 <br />K <br />Other insurance . Property Coverage <br />2 <br />1, <br />Premiums <br />2 <br />J, <br />Transfer Of Rights Of Recovery Against Others To Us <br />2 <br />K. <br />Transfer Of Your Rights And Duties Under This Policy <br />3 <br />L. <br />Premium Audit <br />S <br />Fenn SS 00 05 10 08 <br />