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occurred, but not Including any <br />Covered Cause of Loss. <br />Net Income that would likely <br />(3) Special Business Income and Extra <br />have been earned as result of <br />Expense Exclusions <br />an increase in the volume of <br />business due to favorable <br />We will not pay for: <br />business conditions caused by <br />(a) Any extra expense, or increase of <br />the impact of the Covered Cause <br />Business Income loss, caused by or <br />of Loss on customers or on <br />resulting from: <br />other businesses; and <br />(1) Delay in rebuilding, repairing or <br />(2) Continuing normal operating <br />replacing the property or <br />expenses Incurred, including <br />resuming "operations" , due to <br />"payroll expenses ". <br />interference at the location of the <br />(2) Extended Business Income <br />rebuilding, repair or replacement <br />(a) If no Business Income Coverage is <br />by strikers or other persons; or <br />provided under this policy, then <br />(2) "Suspension ", lapse or <br />there is no Extended Business <br />cancellation of any license, lease <br />Income Coverage afforded under <br />or contract. But If the suspension, <br />this policy. <br />lapse or cancellation is directly <br />(b) If the "suspension" <br />caused by the suspension of your <br />necessary of <br />'operations", we will cover such <br />your "operations" produces a <br />loss that affects your Business <br />Business Income loss payable <br />Income during the period of <br />under this policy, we will pay for the <br />restoration ". <br />actual loss of Business Income you <br />incur during the period that: <br />(b) Loss of Business Income (including <br />Extended Business Income) caused <br />(1) Begins on the date properly <br />by direct physical loss of or <br />except finished stock is actually <br />damage to "electronic dais" except <br />repaired, rebuilt or replaced (to <br />as provided under Additional <br />the extent necessary to resume <br />Coverage gg. Interruption of <br />operations) and "operations" are <br />Computer Operations. <br />resumed; and <br />a <br />(2) Ends the <br />(c) Any other consequential loss. <br />earlier of: <br />(4) Resumption of Operations <br />(1) The date you could restore <br />your "operations ", with <br />We will reduce the amount of your: <br />reasonable speed, to the level <br />(a) Business Income Loss, other than <br />which would generate the <br />Extra Expense, to the extent you <br />Business Income amount that <br />can resume your "operations ", In <br />would have existed if no direct <br />whole or part by using damaged or <br />physical loss or damage had <br />undamaged property (including <br />occurred; or <br />merchandise or stock) at the <br />(ii) The number of consecutive <br />described premises or elsewhere. <br />days shown in the Additional <br />(b) Extra Expense loss, as provided <br />Property Coverage Schedule <br />under paragraph g. Extra Expense, <br />for this Additional Coverage <br />to the extent you can return to <br />after the date determined in <br />"operations" to normal and <br />(2)(b)(1) above. <br />discontinue Extra Expense. <br />However, Extended Business <br />This Additional Coverage is not subject <br />Income does not apply to loss of <br />to the Limits of Insurance of Section I - <br />Business Income incurred as a <br />Property. <br />result of unfavorable business <br />(5) This Additional Coverage does not <br />conditions caused by the Impact of <br />apply to any other Additional <br />the Covered Cause of Loss in the <br />Coverages or Coverage Extensions <br />area where the described premises <br />except: <br />are located. <br />(c) Loss of Business Income must be <br />(6) With regard to (1) Business Income: <br />caused by direct physical loss or <br />(a) Collapse; <br />damage at the described premises <br />(b) Civil Authority; <br />caused by or resulting from any <br />391 - 1003 06 09 <br />17,954 <br />Includes copyrighted material of Insurance Services Page 10 of 66 <br />Office, Inc. with its permission <br />