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(c) Computer Equipment; (d) Equipment Breakdown; or (e) Utility Services; or (f) Interruption of Computer Operations (7) With regard to (2) Extended Business Income: (a) Collapse; (b) Computer Equipment; or (c) Equipment Breakdown. g. Extra Expense When Loss of Business Income Coverage is provided under this policy: (1) We will pay the necessary Extra Expense you incur during the "period of restoration" that you would not have incurred if there had been no direct physical loss or damage to property at the described premises. The loss or damage must be caused by or result from a Covered Cause of Loss. With respect to loss of or damage to personal property in the open or personal property in a vehicle, the described premises include the area within 1000 feet of the site at which the described premises are located. With respect to the requirements set forth in the preceding paragraph, if you occupy only part of the site at which the described premises are located, your premises means: (a) The portion of the building which you rent, lease or occupy; and (b) Any area within the building or on the site at which the described premises are located, if that area services, or is used to gain access to, the described premises. (2) Extra Expense means expense incurred: (a) To avoid or minimize the "suspension" of business and to continue "operations ": (1) At the described premises; or (2) At replacement premises or at temporary locations, including relocation expenses, and costs to equip and operate the replacement or temporary locations. (b) To minimize the "suspension" of business if you cannot continue "operations ". 391 - 1003 06 09 17,955 Hanover Insurance Group.. OB39898815 1001051 (c) To: (1) Repair or replace any property; or (2) Research, replace or restore the lost information on damaged "valuable papers and records" to the extent it reduces the amount of loss that otherwise would have been payable under this Additional Coverage or Additional Coverage f. Business Income. With regard to (c) (1) above, we will pay only for those expenses necessary to expedite the repair or replacement of the property. Under this provision we will not pay for any portion of the ordinary and expected cost to actually repair or replace property. (3) We will only pay for Extra Expense that occurs within 12 consecutive months beginning Immediately after the date of direct physical loss or damage. This Additional Coverage is not subject to the Limits of Insurance of Section I - Property, (4) Special Business Income and Extra Expense Exclusions We will not pay for: (a) Any Extra Expense or increase of Business Income loss, caused by or resulting from: (1) Delay In rebuilding, repairing or replacing the property or resuming "operations" due to Interference at the location of the rebuilding, repair or replacement by strikers or other persons; or (2) "Suspension ", lapse or cancellation of any license, lease or contract. But if the suspension, lapse or cancellation is directly caused by the suspension of "operations ", we will cover such loss that affects your Business Income during the "period of restoration ". (b) Any other consequential loss (5) This Additional Coverage does not apply to other Additional Coverages or Coverage Extensions except: (a) Collapse; (b) Civil Authority; Includes copyrighted material of Insurance Services Page 11 of 66 Office, Inc. with Its permission