|
(1). through (5)., Is caused by an act of
<br />nature or is otherwise caused. An
<br />example of a situation to which this
<br />exclusion applies is the situation where a
<br />dam, levee, seawall or other boundary or
<br />containment system fails in whole or in
<br />part, for any reason, to contain the water.
<br />But if Water, as described in Paragraphs
<br />(1) through (5), results in fire, explosion or
<br />sprinkler leakage, we will pay for the loss
<br />or damage caused by that fire, explosion
<br />or sprinkler leakage. If electrical "covered
<br />equipment" requires drying out because of
<br />B.1.g(1) through B.I. g (5), we will pay for
<br />the direct expenses of such drying out
<br />subject to the applicable Limit of
<br />Insurance and Deductible for Building or
<br />Personal Property, whichever applies.
<br />In. Certain Computer - Related Losses
<br />(1) The failure, malfunction or inadequacy
<br />of:
<br />(a) Any of the following, whether
<br />belonging to any insured or to
<br />others:
<br />(t) "Computer" hardware, including
<br />microprocessors or other
<br />"computer equipment" as may
<br />be described elsewhere in this
<br />policy;
<br />(it) "Computer" application software
<br />or other "electronic data" as
<br />may be described elsewhere in
<br />this policy;
<br />(iii) "Computer" operating systems
<br />and related software;
<br />(iv) "Computer" networks;
<br />(v) Microprocessors ( "computer"
<br />chips) not part of any
<br />"computer" system; or
<br />(vi) Any other computerized or
<br />electronic equipment or
<br />components; or
<br />(b) Any other products, and any
<br />services, data or functions that
<br />directly or indirectly use or rely
<br />upon, in any manner, any of the
<br />items listed in Paragraph (a) above;
<br />due to the inability to correctly
<br />recognize, distinguish, interpret or
<br />accept one or more dates or times. An
<br />example is the inability of computer
<br />software to recognize the year 2000.
<br />(2) Loss caused by or resulting from
<br />"computer virus" or "computer
<br />hacking" except as provided for in the
<br />Additional Coverage - Computer Virus
<br />4 T1.
<br />Hanover
<br />Insurance Croup..
<br />0639898815 1001051
<br />or Hacking.
<br />(3) Loss or expense created, by the
<br />inadequacy, incompatibility or any
<br />other dysfunctional characteristic of
<br />associated property including but not
<br />limited to "computer equipment ", "data
<br />records ", "electronic data ",
<br />"hardware" or "software ". Such
<br />consequential loss (including loss of
<br />use) does not qualify as direct physical
<br />loss or damage as insured against In
<br />this policy.
<br />(4) Any advice, consultation, design,
<br />evaluation, inspection, installation,
<br />maintenance, repair, replacement or
<br />supervision provided or done by you or
<br />for you to determine, rectify or test for,
<br />any potential or actual problems
<br />described In the paragraphs above.
<br />However, if excluded loss or damage, as
<br />described in the paragraphs above results
<br />in a "Specified Cause of Loss" or
<br />"accident" under Section I - Property, we
<br />will pay only for the loss or damage
<br />caused by such "Specified Cause of Loss"
<br />or "accident".
<br />We will not pay for repair, replacement or
<br />modification of any items in the
<br />paragraphs above, to correct any
<br />deficiencies or change any features.
<br />2. We will not pay for loss or damage caused by
<br />or resulting from any of the following:
<br />a. Consequential Losses
<br />Delay, loss of use or loss of market,
<br />however caused.
<br />b. Smoke, Vapor and Gas
<br />Smoke, vapor or gas from agricultural
<br />smudging or industrial operations.
<br />c. Frozen Plumbing
<br />Water, other liquids, powder or molten
<br />material that leaks or flows from
<br />plumbing, heating, air conditioning or
<br />other equipment (except fire protective
<br />systems) caused by or resulting from
<br />freezing, unless:
<br />(1) You do your best to maintain heat in
<br />the building or structure; or
<br />(2) You drain the equipment and shut off
<br />the supply if the heat is not
<br />maintained.
<br />d. Dishonesty
<br />Dishonest or criminal acts by you, anyone
<br />else with an interest In the property, or
<br />any of your or their partners, "members ",
<br />officers, "managers ", "employees ",
<br />391 - 1003 06 09 Includes copyrighted material of Insurance Services Page 33 of 66
<br />17,977 Office, Inc. with its permission
<br />
|