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mining activity has ceased;
<br />(4) Earth sinking (other than sinkhole
<br />collapse), rising or shifting including
<br />soil conditions which cause settling,
<br />cracking or other disarrangement of
<br />foundations or other parts of realty.
<br />Soil conditions include contraction,
<br />expansion, freezing, thawing, erosion,
<br />improperly compacted soil and the
<br />action of water under the ground
<br />surface.
<br />But if Earth Movement, as described in
<br />Paragraphs (1) through (4) above, results
<br />in fire or explosion, we will pay for the
<br />loss or damage caused by that fire or
<br />explosion.
<br />(5) Volcanic eruption, explosion or
<br />effusion. But if volcanic eruption,
<br />explosion or effusion results in fire,
<br />building glass breakage or volcanic
<br />action, we will pay for the loss or
<br />damage caused by that fire, building
<br />glass breakage or volcanic action.
<br />Volcanic action means direct loss or
<br />damage resulting from the eruption of
<br />a volcano when the loss or damage is
<br />caused by:
<br />(a) Airborne volcanic blast or airborne
<br />shock waves;
<br />(b) Ash, dust or particulate matter; or
<br />(c) Lava flow.
<br />All volcanic eruptions that occur within
<br />any 168-hour period will constitute a
<br />single "occurrence ".
<br />Volcanic action does not Include the
<br />cost to remove ash, dust or particulate
<br />matter that does not cause direct
<br />physical loss of or damage to Covered
<br />Property.
<br />c. Governmental Action
<br />Seizure or destruction of property by
<br />order of governmental authority.
<br />But we will pay for loss or damage caused
<br />by or resulting from acts of destruction
<br />ordered by governmental authority and
<br />taken at the time of a fire to prevent its
<br />spread, if the fire would be covered under
<br />this policy.
<br />d. Nuclear Hazard
<br />Nuclear reaction or radiation, or
<br />radioactive contamination, however
<br />caused.
<br />But If nuclear reaction or radiation, or
<br />radioactive contamination, results in fire,
<br />we will pay for the loss or damage caused
<br />391 -1003 06 09
<br />17,976
<br />by that fire.
<br />e. Power Failure
<br />The failure of power or other utility service
<br />supplied to the described premises,
<br />however caused, if the failure occurs away
<br />from the described premises.
<br />But if the failure of power or other utility
<br />service results in a Covered Cause of
<br />Loss, we will pay for the loss or damage
<br />caused by that Covered Cause of Loss.
<br />This exclusion does not apply to loss or
<br />damage to "computer(s)" and "electronic
<br />data" or to the Utility Services Additional
<br />Coverage.
<br />f. War And Military Action
<br />(1) War, including undeclared or civil war;
<br />(2) Warlike action by a military force,
<br />including action in hindering or
<br />defending against an actual or
<br />expected attack, by any government,
<br />sovereign or other authority using
<br />military personnel or other agents; or
<br />(3) Insurrection, rebellion, revolution,
<br />usurped power, or action taken by
<br />governmental authority in hindering or
<br />defending against any of these.
<br />g. Water
<br />(1) Flood, surface water, waves (including
<br />tidal wave or tsunami), tides, tidal
<br />water, overflow of any body of water,
<br />or spray from any of these, all whether
<br />or not driven by wind (including storm
<br />surge);
<br />(2) Mudslide or mudflow;
<br />(3) Water that backs up or overflows or is
<br />otherwise discharged from a sewer,
<br />drain, sump, sump pump; or related
<br />equipment;
<br />(4) Water under the ground surface
<br />pressing on, or flowing or seeping
<br />through:
<br />(a) Foundations, walls, floors or paved
<br />surfaces;
<br />(b) Basements, whether paved or not;
<br />or
<br />(c) Doors, windows or other openings.
<br />(5) Waterborne material carried or
<br />otherwise moved by any of the water
<br />referred to in paragraph 1., 3. or 4., or
<br />material carried or otherwise moved
<br />by mudslide or mudflow.
<br />This exclusion applies regardless of
<br />whether any of the above, in paragraphs
<br />Includes copyrighted material of Insurance Services Page 32 of 66
<br />Office, Inc. with its permission
<br />
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