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(FCRA), and any amendment of or
<br />addition to such law, including the
<br />Fair and Accurate Credit Transaction
<br />Act (FACTA); or
<br />(4) Any federal, state or local statute,
<br />ordinance or regulation, other than
<br />the TCPA, CAN -SPAM Act of 2003 or
<br />FCRA and their amendments and
<br />additions, that addresses, prohibits
<br />or limits the printing, dissemination,
<br />disposal, collecting, recording,
<br />sending, transmitting,
<br />communicating or distribution of
<br />material or Information.
<br />r. Electronic Data
<br />Damages arising out of the loss of, loss
<br />of use of, damage to, corruption of,
<br />Inability to access, or inability to
<br />manipulate electronic data.
<br />As used in this exclusion, electronic
<br />data means information, facts or
<br />programs stored as or on, created or
<br />used on, or transmitted to or from
<br />computer software, including systems
<br />and applications software, hard or
<br />floppy disks, CD-ROMs, tapes, drives,
<br />cells, data processing devices or any
<br />other media which are used with
<br />electronically controlled equipment.
<br />Exclusions c., d., e., E, g., h., L, k., I., m., n.
<br />and o. In Section II - Liability do not apply to
<br />damage by fire to premises while rented to
<br />you, or temporarily occupied by you with
<br />permission of the owner. A separate
<br />Damage to Premises Rented to You Limit of
<br />Insurance applies to this coverage as
<br />described in Section D., Liability and
<br />Medical Expenses Limits of Insurance in
<br />SECTION II - LIABILITY.
<br />2. Additional Exclusions Applicable only to
<br />'Personal and Advertising Injury'
<br />This Insurance does not apply to "Personal
<br />and advertising Injury ":
<br />a. Knowing Violation of Rights of Another
<br />Caused by or at the direction of the
<br />insured with the knowledge that the act
<br />would violate the rights of another and
<br />would inflict "personal and advertising
<br />injury ".
<br />b. Material Published With Knowledge of
<br />Falsity
<br />Arising out of oral or written publication
<br />of material, if done by or at the direction
<br />of the insured with knowledge of its
<br />falsity.
<br />c. Material Published Prior to Policy Period
<br />391 -1003 06 09
<br />17,996
<br />Arising out of oral or written publication
<br />of material whose first publication took
<br />place before the beginning of the policy
<br />period.
<br />d. Criminal Acts
<br />Arising out of a criminal act committed
<br />by or at the direction of any insured.
<br />e. Contractual Liability
<br />For which the Insured has assumed
<br />liability in a contract or agreement. This
<br />exclusion does not apply to liability for
<br />damages that the Insured would have in
<br />the absence of the contract or
<br />agreement.
<br />f. Breach of Contract
<br />Arising out of a breach of contract,
<br />except an implied contract to use
<br />another's advertising Idea in your
<br />"advertisement ".
<br />g. Quality or Performance of Goods - Failure
<br />to Conform to Statements
<br />Arising out of the failure of goods,
<br />products or services to conform with
<br />any statement of quality or performance
<br />made in your "advertisement ".
<br />h. Wrong Description of Prices
<br />Arising out of the wrong description of
<br />the price of goods, products or services
<br />stated in your "advertisement ".
<br />L Insureds in Media and Internet Type
<br />Businesses
<br />Committed by an insured whose
<br />business is:
<br />(1) Advertising, broadcasting,
<br />publishing or telecasting;
<br />(2) Designing or determining content of
<br />web -sites for others; or
<br />(3) An Internet search, access, content
<br />or service provider,
<br />However, this exclusion does not apply
<br />to Paragraphs 16.a., b. and c. of
<br />"personal and advertising injury" under
<br />Paragraph F. Liability and Medical
<br />Expenses Definitions.
<br />For the purposes of this exclusion, the
<br />placing of frames, borders or links, or
<br />advertising, for you or others anywhere
<br />on the Internet, is not by itself
<br />considered the business of advertising,
<br />broadcasting, publishing or telecasting.
<br />j. Pollution
<br />Arising out of the actual, alleged or
<br />threatened discharge, dispersal,
<br />Includes copyrighted material of Insurance Services Page 54 of 66
<br />Office, Inc. with its permission
<br />
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