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seepage, migration, release or escape <br />of "pollutants" at any time. <br />k. Pollution- Related <br />With respect to any loss, cost or <br />expense arising out of any: <br />(1) Request, demand, order or statutory <br />or regulatory requirement that any <br />Insured or others test for, monitor, <br />clean-up, remove, contain, treat, <br />detoxify or neutralize, or in any way <br />respond to, or assess the effects of, <br />"pollutants "; or <br />(2) Claim or "suit" by or on behalf of a <br />governmental authority for damages <br />because of testing for, monitoring, <br />cleaning up, removing, containing, <br />treating, detoxifying or neutralizing, <br />or in any way responding to, or <br />assessing the effects of, "pollutants ". <br />I. Electronic Chatrooms or Bulletin Boards <br />Arising out of an electronic chatroom or <br />bulletin board the insured hosts, owns <br />or over which the insured exercises <br />control. <br />m. Infringement of Copyright, Patent, <br />Trademark or Trade Secret <br />Arising out . of the infringement of <br />copyright, patent, trademark, trade <br />secret or other intellectual property <br />rights. Under this exclusion, such other <br />intellectual property rights do not <br />include the use of another's advertising <br />idea in your "advertisement ". <br />However, this exclusion does not apply <br />to infringement, in your "advertisement ", <br />of copyright, trade dress or slogan. <br />n. Unauthorized Use of Another's Name of <br />Product <br />Arising out of the unauthorized use of <br />another's name or product in your <br />e -mail address, domain name or <br />metatags, or any other similar tactics to <br />mislead another's potential customers. <br />3. Additional Exclusions Applicable to Medical <br />Expenses Coverage Only <br />We will not pay expenses for "bodily injury ": <br />a. To any insured, except "volunteer <br />workers ". <br />nvt <br />L-t",N, 4 <br />Hanover <br />Insurance Group.. <br />0839898815 1001051 <br />d. To a person, whether or not an <br />"employee" of any insured, if benefits <br />for the "bodily injury" are payable or <br />must be provided under a workers' <br />compensation or disability benefits law <br />or a similar law. <br />e. To a person injured while practicing, <br />instructing or participating in any <br />physical exercises or games, sports or <br />athletic contests. <br />f. Included within the "products - <br />completed operations hazard ". <br />g. Excluded under Business <br />Liability <br />Coverage. <br />4. Additional Exclusions Applicable <br />To Both <br />Business Liability Coverage and <br />Medical <br />Expenses Coverage - Nuclear <br />Energy <br />Liability Exclusion <br />This insurance does not apply: <br />a. Under Business Liability Coverage, to <br />"bodily injury" or "property damage ": <br />(1) With respect to which an Insured <br />under the policy is also an insured <br />under a nuclear energy liability <br />policy issued by the Nuclear Energy <br />Liability Insurance Association, <br />Mutual Atomic Energy Liability <br />Underwriters or Nuclear Insurance <br />Association of Canada, or would be <br />an insured under any such policy <br />but for its termination upon <br />exhaustion of its limit of liability; or <br />(2) Resulting from the ".hazardous <br />properties" of "nuclear material" and <br />with respect to which: <br />(a) Any person or organization Is <br />required to maintain financial <br />protection pursuant to the <br />Atomic Energy Act of 1954, or <br />any law amendatory thereof; or <br />(b) The insured is, or had this policy <br />not been Issued would be, <br />entitled to indemnity from the <br />United States of America, or any <br />agency thereof, under any <br />agreement entered into by the <br />United States of America, or any <br />agency thereof, with any person <br />or organization. <br />b. To a person hired to do work for or on b. Under Medical Expenses Coverage, to <br />behalf of any insured or a tenant of any expenses Incurred with respect to <br />Insured. "bodily Injury" resulting from the <br />c. To a person injured on that part of "hazardous properties" of "nuclear <br />premises you own or rent that the material" and arising out of the <br />person normally occupies. operation of a "nuclear facility" by any <br />person or organization. <br />391 -1003 06 09 Includes copyrighted material of Insurance Services Page 55 of 66 <br />17,999 1 Office, Inc. with Its permission <br />