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WQ Any fedena|, state or local atebuba, ordinance or regulation, other than the TCPA, CAM-SP4M Act of 2003 or FCRA and their amendments and additionm, that mddneomea, prohibits, or limits the printing, diseemimation, disposal, molleodng, recording,sending, transmitting, communicating or distribution of material or Exclusions o.through n.do not apply todamage by fire to premises while rented to you or temporarily occupied by you with permission of the owner. p.separate limit orinsurance applies tothis coverage as described in Section U| — Limits Of Insurance. COVERAGEB—PERSONALAND ADVERTISING INJURY LIABILITY 1- Insuring Agreement m. We will pay those sums that the insured bgonnnen legally obligated to pay aydamages because of "personal and advertising injry' to which this insurance applies. We will have the right and duty to defend the insured against any "suit" seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages for "personal and advertising injury" to which this insurance does not apply. We may, at our discretion, investigate any offense and settle any claim or "Suit" that may result. But: (1) The amount we will pay for damages is limited as described in Section UU—Linnba Of Insurance; and (1) Our right and duty to defend end when we have used up the applicable fimnit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or monvioea is covered unless explicitly provided for under Supplementary Poynnente—CovemageeAandB. b. This insurance applies to "personal and advertising injury" caused by an offense arising out utyour business but only ifthe offense was committed in, the "coverage territory" during the policy period. 2. Exclusions This insurance does not apply to: a. Knowing Violation Of Rights Of Another "Personal andadvertinjury" causedbym at the dim*odom of the insured with the knowledge that the act vvmu|d violate the rights of another and would inflict "personal and odvertisinginjury'^ b. Material Published With Knowledge Of Falsity "Personal and advertising injury" arising out of mna1 or written pmb|ioatiom, in any manner, of nnabeha|, if dome by or at the direction of the insured with knowledge ofits falsity. o. K0eteMe| Published Prior To Policy Period "Personal and advertising injury~arising out of omx| or written publication, in any mamner, of material vvhono first publication took place before the beginning of the policy period. d. Criminal Acts "Personal and advertising injury" arising out of e criminal act committed by oradthe direction cfthe insured. e. Contractual Liability "Personal and advertising i for which the insured has assumed liability in a contract or agreement. This exclusion does not apply to liability for damages that the insured would have in the absence of the contract or agreement. t Breach OfContract "Personal and advertising inj�wry"mdmiug out of u breach of contract, except an implied contract to use aoother's advertising idea in your "advertisement". g. Quality OrPerfonnmnmeOfGumds—FeUure ToConform ToStatements ^Penoome| and advertising injury" arising out of the failure of Qoode, products or services to oumfonn with any statement of quality or performance made inyour ^advertisement' h. Wrong Description OfPrices "Personal and advertising injury'`arising out of the wrong description of the price of goods, products or memioaa stated in your advertisement". ' Page mfi6 @|nuunmnue Services Office. Inc., 2012 CG 00 01 0413