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L Infringement Of Copyright, Patent
<br />Trademark Or Trade Secret
<br />~Pereona|and advertising injury" of
<br />the infringement of copyright, patent,
<br />trademark, trade secret or other intellectual
<br />property rights. Under this mxo|uaion, such
<br />other intellectual property rights do not include
<br />the use of another'u advertising idea in your
<br />"advertisement".
<br />However, this exdmakzm does not apply to
<br />infringonlemt, in your "advertieemenf', of
<br />copyright, trade dress or slogan.
<br />]. |nammads In Media And Internet Type
<br />Businesses
<br />"'Personal and advertising injury" committed by
<br />aninsured whose business is:
<br />(1) Advertiming, broedceating, publishing or
<br />telecasting;
<br />(2) Designing or determining content of web
<br />sites for others; or
<br />(3) An |nhennsd searoh, aooeas, content or
<br />service provider.
<br />Hovvever, this exclusion does not apply to
<br />Paragraphs 14.e, b. and c. of "personal and
<br />advertising imin0 iur/' under the Definitions
<br />section.
<br />For the purposes of this exclusion, the placing
<br />of frames, borders or |inka, or advertising, for
<br />you or others anywhere on the |mtmmet, is not
<br />by itself, considered the business of
<br />advertiaing, bnoadcam%imQ, publishing or
<br />telecasting.
<br />h. Electronic Chmtrnnmms Or Bulletin Boards
<br />"Personal and advertising iarising out of
<br />an electronic chatroom or bulletin board the
<br />insured hosts, mxns, orover which the insured
<br />exercises control,
<br />i Unauthorized Use OfAnother'eName Or
<br />Product
<br />"Personal and advertising injury" arising out of
<br />the unauthorized use of mnntho/s name or
<br />product inyour e'maikaddress, domain name
<br />or metatag' or any other similar tactics to
<br />mislead another'mpotential customers.
<br />rn. Pollution
<br />"Personal and advertising injuryrarising out of
<br />the aumai` alleged or threatened dinoharge,
<br />diopersel, meepage, migratimn, release or
<br />escape of~po||utanto^atany time.
<br />n. Pollution -related
<br />Any loss, cost or expense arising out of any
<br />(1) Requey, demand, order or statutory or
<br />regulatory requirement that any insured or
<br />others test for, nnonitor, clean up, remove,
<br />oomtain, tnaat, detoxify or neutns|ize, or in
<br />any way respond to, or assess the effects
<br />of, "pollutants"; or
<br />(2) Claim or suit by or on behalf of m
<br />governmental authority for damages
<br />because oftesting for, monitoring, cleaning
<br />up, removing, containing, tnyatimy.
<br />detoxifying or neutralizing,or in any way
<br />responding to, or assessing the effects of,
<br />"poUutente^
<br />n. nwmr
<br />"Personal and advertising inj. however
<br />caused, mhnin0, directly cnindirectly, out of:
<br />(1) VVor, including undeclared mrcivil war;
<br />(2) Warlike action by a military haroe, including
<br />action in hindering or defending against an
<br />actual or expected atbsck, by any
<br />government, sovereign or other authority
<br />using military personnel wrother agents; mr
<br />(3) Insurrection, rebe[[[nn, revolution, usurped
<br />powa, or action taken by governmental
<br />authority hindering or defending against
<br />any ofthese.
<br />p. Recording And Distribution Of Material Or
<br />Information In Violation Of Law
<br />"Poramma| and advertising injury" arising
<br />directly or indirectly out of any action or
<br />omission that violates or is alleged to violate:
<br />(1) The Telephone Consumer Protection Act
<br />(TCPA), including any amendment of or
<br />addition tosuch law;
<br />(2) The CAN-SP4PN Act of2OD3. including any
<br />amendment nforaddition tosuch |mw�
<br />(3) The Fair Credit Reporting Act (FCRA), and
<br />any amendment of or addition to such |aw,
<br />including the Fair and Accurate Credit
<br />Transactions Act (FACTA); or
<br />(4) Any federal,state or local statute
<br />ordinance or regu|sdion, other than the
<br />7CPA. CAN-OPAM Act of2OU3 or FCFA
<br />and their amendments and additions, that
<br />addresses, prohibits, or Urnita the printing'
<br />dissemination. disposal, collecting,
<br />recording, sending, transmitting,
<br />communicating oromnnounng'm material or
<br />CG 00 01 0,4 13 (D Insurance Services Office, Inc., 2012
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