PROFESSIONAL SPORTS FIELD MAINTENANCE, INC. -2016

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5. Other Insurance a. For any covered "auto" you mmn. this Cov- erage Fmnn provides primary insurance. For any covered "auto" you don't own, the insurance provided by this Coverage Form is excess over any other collectible insur- ance. However, vvhi|o m covered ''auto" which is a"trai8er' imconnected toanother vehicle, the Liability Coverage this Cover- age Form provides for the "trailer" is: over-mgeFmrmprowidmaforthe^'tnei|e/'iu: (1) Excess while it iaconnected bma mot:/ vehicle you donot own (2) Primary while it is connected to m cov- ered ^'euto^you own. b. For Hired Auto Physical Damage Coverage, any covered ''outd' you )eaae, him*, rent or borrow is deemed to be a covered "auto~ you own. However, any `auto" that is l*maed, himed, rented or borrowed with a driver imnot ecovered ''ouhm° c. Regardless of the provisions of Paragraph a above. this Coverage Form's Liability Coverage is primary for any liability as- oumedumder an "insured contract". d. When this Coverage Form and any other Coverage Form or policy covers on the same bas|s, either excess or primary' we will pay only our share. Our share is the proportion that the Limit ofInsurance ofour Coverage Form bears to the total of the lim- its of all the Coverage Forms and policies covering mnthe smmebas�a. 6. Premium Audit a The estimated premium for this Coverage Form isbased onthe exposures you told ua you wouidhave when this policy began. We will compute the final premium due when we determine your actual exposures. The estimated total premium will be credited against the final premium due and the first Named Insured will be billed for the bo|- anoe, if any. The due date for the final pre- mium or retrospective premium is the date shown as the duo date on the bill. If the es- timated total premium exceeds the final premium due, the first Named Insured will get arefund. b. If this policy is issued for more than one year, the premium for this Coverage Form will be computed annually based on our rates orpremiums ineffect atthe beginning mfeach year ofthe policy. 7. Policy Period, Coverage Territory Under this Coverage Form, we cover "acci- dents" and "losses" occurring: eoci-&ents"amd"louses"oocwming: a. During the policy period shown inthe Dec- larations-, and b. Within the coverage territory. The coverage territory is: a. The United States ufArmehoa� b. The territories and possessions of the United States ofAmerica; c. Puerto Rico; d. Oammda;and e. Anywhere in the world if: (1�) A covered "auto" of the private is |eamwd, hirod, rented cvbor- rowed without driver for a period of 30 days mrless; and (2) The ~lmaurmd'u" responsibility to pay damages is determined in m~aud.onthe mehts, in the United States of America, the territories and possessions of the United Stebau of America, Puerto Rico, or Canada or in m settlement vveagree to, We also cover "loss" to, or "'accidents" invo|* |ng, a covered ''auto" while being transported between any ofthese places. B. Two Or More Cumwsuge Forms Or Policies Issued By Us |fthis Coverage Form and any other Coverage Form or policy issued to you by usorany oom- pooyaffiUiahsd with ueapply hothe aame°acci- demt'. the aggregate maximum Limit ofInsur- ance under all the Coverage Forms orpolicies shall not exceed the highest applicable Limit of Insurance under any one Coverage Fnnn or policy, This condition does not apply to any Coverage Form or policy issued by us or an af- filiated company specifically to apply as excess f-fi|imtednompmnyspocifioa||ytoappdymmexomoo insurance over this Coverage Form. SECTION V— DEFINITIONS A. "Accident" includes continuous orrepeated expo- sure tothe same conditions resulting in "bodily in- jury" 8L "Auto" means: 1.Aland motor vehicle, ~treilermrsemitrailer de- signed fortraxe onpublic roads; or Na ge 9 of 12 CA 00 01 03 06 0VS[} Properties, Inc,, 21005