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(2) Immediately send us copies of any re- <br />quest, demand, order, <br />+quemt,demamd.order, notice, summons <br />or legal paper received concerning the <br />claim or "suit". <br />(3) Cooperate with us in the investigation or <br />settlement of the claim or defense <br />against the ^suit' <br />N@ Authorize us to obtain medical records <br />or other pertinent information. <br />(6) Submit to axumimadun, at our expense, <br />by physicians mJour choice, as often as <br />m/ereasonably require. <br />If there ie'1oos"bm e covered "auto" or its <br />equipment you must also dothe following: <br />(1:) promptly notify the police if the covered <br />''auto^orany of its equipment is, stolen. <br />(2) Take all reasonable steps to protect the <br />covered "auto" from further damage. <br />Also keep arecord ofyour expenses for <br />consideration in the settlement of the <br />claim. <br />(3) Permit us to inspect the covered "auto" <br />and records proving the ~|omm" before its <br />repair o,disposition. <br />(4) Agree hoexaminations under oath atour <br />request and give us a signed statement <br />ofyour answers. <br />3. Legal Action Against Us <br />Noone may bring a|eQaUaction against usun- <br />der this Coverage Form until: <br />a. There has been full compliance with all the <br />terms ofthis Coverage Form; and <br />b. Under Liability Coverage,mgno* in writ- <br />ing that the "insured" has an obligation to <br />pay or until the amount of that obligation <br />has finally been determined byjudgment af- <br />ter trial. <br />f-terthe|. No one has the right under this pol- <br />icy to bring us into an action to determine <br />the "insured's" liability. <br />4~ Loss Payment — Physical Damage <br />Coverages <br />Atour option wemay: <br />m. Pay for, repair or replace damaged or sto- <br />len <br />c. Take all urany part ofthe damaged or sto- <br />len property at an agreed or appraised <br />value. <br />If we pay for the "|omm^, our payment will in- <br />clude the applicable sales tax for the damaged <br />or stolen property. <br />5. Transfer OfRights Of Recovery Against <br />Others To Us <br />|fany person ororganization toorfor whom vve <br />make payment under this Coverage Form has <br />rights to recover damages from anotber, those <br />rights are transferred to us. That person oror- <br />ganization must do everything necessary to <br />secure our rights and must dm nothing after <br />"accident"or "loss" to impair them, <br />B. General Conditions <br />1. Bankruptcy <br />Bankruptcy orinsolvency of the 'insured"or <br />the °immunad'a~ estate will not relieve us of any <br />obligations under this Coverage Form. <br />2. Concealment, Misrepresentation OrFraud <br />This Coverage Fmmo is void in any case of <br />fraud by you at any time as it relates to this <br />Coverage Form. It is also void if you or any <br />other '"innored'', at any time, intentionally oom- <br />oee| or misrepresent m material factumnuern- <br />img�: <br />o. This Coverage Fomm� <br />b. The covered ''autn"� <br />. <br />c. Your interest imthe covered "autof;or <br />d. Aclaim under this Coverage Form. <br />3. Liberalization <br />If we revise this Coverage Form to provide <br />more coverage without additional premium <br />charge, your policy will automatically provide <br />the additional coverage as of the day the revi- <br />sion is effective in your state. <br />4. NoSeneMtToBoUee—Phym|ca|Dmmmgn <br />Coverages <br />We will not recognize any assignment or grant <br />any coverage for the benefit ofany person or <br />organization ho|dimg, storing or transporting <br />property for o fee meQord|ema of any other pro- <br />vision ofthis Coverage Form. <br />b. Return the stolen <br />We will pay for any diamage that results to <br />the "auto" from the theft; or <br />Page 8 of 12 <br />CA 0001 03 06 0|SO Properties, Inc., 2005 <br />