PROFESSIONAL SPORTS FIELD MAINTENANCE, INC. -2016

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5. Other Insurance u. For any covered "auto" this Cov- erage For any covered "auto" you don't own, the insurance provided by this Coverage Form is excess over any other collectible insur- ance. However, while a covered "auto" which is a "trailer" is connected toanother vehicle, the Liability Coverage this Cover- age Form provides for the "trailer' is-, over-ogeFunnprnvidemforthe^trai|er'is� (1) Excess while it is connected to motor vehicle you dmnot own. (2) Primary vvbi|e it is connected to acov- ered ^'euto'`ymuovvn. b. For Hired Auto Physical Damage Coverage, any covered °auho" you |emse, hire, rent or borrow is deemed to be a covered "auto" you own. However, any ,'aato^' that is |eamed, hined, rented or borrowed with o driver ienot acovered °auto" o. Re8ond|enm of the provisions of Paragraph a. above, this Coverage Form's Liability Coverage is primary for any liability as- sumed under an "insured contract" o'aumedunderan"inaunadmontmact' d. When this Coverage Funn and any other Coverage Form or policy covers on the same bauis, either excess or primary, we will pay only our share. Our shame is the proportion that the Limit ofInsurance ofour Coverage Form bears tothe total nfthe lim- its of all the Coverage Forms and policies covering mnthe same basis. 6. Premium Audit a. The estimated premium for this Coverage Form isbased onthe exposures you told um you would have when this policy began, VVe will compute the final premium du* when we determine your actual exposures. The estimated total premium will be credited against the final premium due and the first Named Insured will he billed for the bal- ance, if any. The due date for the final pre- mium or retrospective premium is the date shown omthe due date omthe bill. |fthe es- timated total premium exceeds the final premium due, the first Named Insured will get orefund. h. If this policy is issued for more than one year, the premium for this Coverage Form will be computed annually based on our rates o/premiums ineffect atthe beginning ofeach year ufthe policy. 7. Policy Period, Coverage Territory Under this Coverage Form, we cover "acci- dents" and "losses acci-dents'and"louaoa occurring: m. During the policy period shown imthe Deo- |anationa; and b Within the coverage territory. The coverage territory is: a. The United States ofAmehoa� b. The bemitoh*m and possessions of the United States ofAmehoa- . c. Puerto Rico; d. Canada;and e,. Anywhere inthe world if: (1) A covered "auto" of the private gertype is |000ed, him:d, rented or bor- rowed without a driver for a period of 30 daymmr|msa-and (1) The '"inaunad'a" responsibility to pay damages iedetermined ina°yoit'omthe mehte, in the United States of Amerioa, the territories and possessions of the United States of America, Puerto Rico. or Canada or in o settlement we agree to. We also cover "loss" to, or "accidents" involv- ing, a covered "auto" while being transported between any ufthese places. 8. Two OrMore Coverage Forms OrPolicies Issued By Us If this Coverage Form and any other Coverage Form or policy issued to you by ueorany com- pany affiliated with uaapply tothe same "acci- dent", the aggregate maximum Limit ofInsur- ance under all the Coverage Forms orpolicies shall not exceed the highest applicable Limit of Insurance under any one Coverage Form or policy. This condition does not apply to any Coverage Form or policy issued by us or an af- filiated company specifically tnapply mmexcess insurance over this Coverage Form. SECTION V — DEFINITIONS A. ^Aoodemf' includes continuous mrrepeated expo- sure bothe same conditions naau|dmg in "bodily in- jury" B. "Auto" means: 1. Aland motor vehicle, ^traler"orsemitrailer de- signed for travel on public roads; or v*�- e6 .00 Page 9 of 12 CA 00 01 03 06 0 ISO Properties, Inc., 2005