J.P. MORGAN CHASE BANK, N.A. 1A - 2015

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Proposal for the City of Santa Ana JYMorgan the knowledge needed for schools to engage in a systematic and sustainable improvement process. Funding will help Pivot Learning Partners to provide Santa Ana Unified School District with a suite of district -level support services totaling $150,000, Including coaching with the Superintendent, Cabinet members, and instructional services leaders to promote coherence, consistency and focus for increased student learning. They want to deepen their partnership further by extending district -level and principal support to provide direct school level coaching to secondary principals in order to improve teaching and learning in Algebra 1 classes for 8th and 9th grades. 80% of the students in Santa Ana School District receive a free or reduced lunch. In December 2009, J.P. Morgan provided a $40,000 grant to Jamboree Housing Corporation for their Community Development initiative. Jamboree Housing Corporation (JHC) has strengthened communities by developing quality affordable housing and resident services for low- income families, seniors and individuals special needs residing in Southern California. JHC will provide revitalization and redevelopment of the blighted communities in the Santa Ana and San Bernardino areas. Through their Community Development Initiative, they will rehabilitate foreclosed homes for affordable resale and develop quality multifamily rental properties. In San Bernardino, JHC will target and acquire 24 single family homes. JHC will rehab the properties, and then sell them to low - income families as covenant restricted affordable housing. An agreement is in place with NHS Inland Empire to provide Homebuyer Education. Families may reside in one of the affordable housing developments owned by JHC, be community residents or be enrolled in a homebuyer education program. In Santa Aria, JHC will identify and acquire 20 single family homes from the bank's REO inventory as well as one multi- family housing development that will consist of 20 to 40 housing units. The organization self reports that 100% of those who will benefit from this initiative are low- or moderate - income. Community Development Lending J.W. Morgan has distinguished itself as a national leader in community development lending. The bank provides financing for affordable housing and economic development projects in low- and moderate - income communities. For example, in January 2010, J.P. Morgan originated a $500,000 loam for M David Breaux apartments. The M David Breaux apartment complex is comprised of 10 units, and is located in a low - income community in Santa Ana. Loan proceeds were used for the acquisition of the property and all of the units are affordable to low and moderate- income families. By providing financing, we are helping to preserve the availability of affordable housing for low- and moderate - income households. Community Development Services The Homeownership Preservation Office (HPO) is a department within J.P. Morgan that provides a central point of contact for legal aid groups and affordable housing advocates to work with Chase Home Finance, the bank's mortgage affiliate, to address specific issues to help sustain homeownership. This department was established in July 2004 and provides services, including: (1) Helping victims of fraud or other abusive mortgage practices; (2) Restructuring mortgages to help keep victims in their homes; (3) Selling or donating other real estate property to minimize community impact; and (4) Providing loss mitigation seminars to community groups to help them work with clients in mortgage default. Page 65