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CON FI DENTIAt <br />Within each tine of business at each location, a senior individual is appointed to represent the <br />business at the J.P. Morgan's firm -wide Crisis Command Center. In the event of a business <br />disruption, J.P. Morgan will activate the Command Center in order to determine the scope of <br />the disruption, the effect on the business and on our clients. When activated, the Crisis <br />Command Center is staffed 24 hours a day with senior representatives from Facilities, <br />Security, Technology, Infrastructure, Risk Management, Legal /Compliance, Insurance, Audit, <br />Human Resources, Corporate Communications /Marketing, Finance and each line of business. <br />To keep clients informed during a business disruption J.P. Morgan relies on both written and <br />verbal communications. We provide clients with regular updates summarizing the status of <br />the situation and the impact to clients. Depending on the nature of the disruption and the <br />number of clients impacted, the firm may use direct telephone calls, conference calls, e <br />mails, faxes, recorded messages, and other means to disseminate information. When <br />applicable, communications may include contact information for those areas operating at <br />contingency locations. <br />Minimizing Likelihood and Extent of A Disruption <br />J.P. Morgan's extensive global footprint provides built -in redundancy for many core <br />processing, operations and service delivery functions. J.P. Morgan has strategically located <br />data centers and operation centers throughout the world. This geographic distribution helps <br />to reduce the impact of a local disruption on our business. Each location has at least one <br />defined and tested recovery site with connectivity to applications and a tested plan for <br />relocating to the alternate site and resuming business. <br />Further minimizing the likelihood of a full -scale business disruption, J.P. Morgan's data <br />centers and data storage procedures have been designed to minimize the likelihood of a <br />disruption in the event of a disaster, as described below. <br />zs Data centers have on -site backup processing resources to address local equipment <br />issues. <br />n Data centers and major operations facilities are designed to receive electrical power <br />from two separate utility providers and are also equipped with backup power <br />generation and surge suppression systems. <br />v= Buildings feature stringent physical security, using highly sophisticated systems to <br />prevent against and detect fire, smoke, water and intrusion. These measures help to <br />reduce the risk and minimize the consequences of these events. Each building is <br />secured at the main entrance, requiring electronic ID cards for access. In addition, a <br />trained and equipped security staff provides 24 -hour coverage. <br />In major facilities, telephone service is delivered from two separate switching stations <br />and delivered to the building so that an interruption to one of the switching stations <br />would not affect the entire building's workspace. <br />J.P. Morgan maintains a proprietary telecommunications network across our global operating <br />facilities and data centers, which is designed to maintain communications in the event of a <br />disaster. We have redundant components for each connection (e.g., routers, switches, etc.) <br />which allow us to immediately correct device failures. We have configured our network with <br />multiple diversely routed paths that allow us to re- direct traffic in the event of a disruption. <br />This enables us to revert to additional options in the event of a provider outage. <br />J.P.Mor(;an <br />