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EXHIBIT "G"
<br />INSURANCE REQUIREMENTS
<br />Policies.
<br />1.1 Property Insurance. At all times during the Term of this Lease, Tenant shall procure and maintain, at its sale expense. 'All -
<br />Risk" (and at Landlord's option earthquake, earthquake sprinkler leakage and/or flood) property insurance, in an amount not less than one hundred
<br />percent (100%) of replacement cost covering: (a) all Leasehold Improvements (b) all Floor and wall coverings; and (c) all Tenant's Personal Property
<br />in or about the Premises and Project. The proceeds of such insurance shall be used for the repair and replacement of the properly so insured, except
<br />that if not so applied or if this Lease is terminated following a casualty, the proceeds applicable to the Leasehold Improvements shall be paid to
<br />Landlord and the proceeds applicable to Tenant's Personal Property shall be paid to Tenant.
<br />1.2 Business Interruption Insurance. At all times during the Term of this Lease, Tenant shall procure and maintain business
<br />interruption insurance in such amount as will reimburse Tenant for direct or indirect loss of earnings attributable to all perils insured against in
<br />Section 1.1 of this Exhibit "G" for a period of not less than twelve (12) months.
<br />1.3 Liability Insurance.
<br />1.3.1 Al all times during the Term of this Lease, Tenant shall procure and maintain, at its sole expense for the protection of
<br />Landlord and Tenant, commercial general liability insurance applying to the use and occupancy of the Premises and the business operated by Tenant.
<br />Such insurance shall have a minimum combined single limit of liability of at least $2,000,000 per occurrence and a general aggregate limit of al least
<br />$3,000,000, and Tenant shall provide in addition excess liability insurance on a following form basis, with overall limits ofat least $5,000,000. All
<br />such policies shall be woitton to apply to all bodily injury (including death), property damage and personal injury losses, shall include blanket
<br />contractual liability, broad form property damage, independent contractor's coverage, completed operations, products liability, cross liability and
<br />severance of interest clauses, and shall be endorsed to include Landlord and the Landlord's Additional Insureds as additional insureds.
<br />1.3.2 At all times during the Term of this Lease, Tenant shall procure and maintain, at its sole expense for the protection of
<br />Landlord and Tenant, primary automobile liability insurance with limits of not less than $1,000,000 per occurrence covering owned, hired and non -
<br />owned vehicles used by Tenant.
<br />1.3.3 Prior to the sale, storage, use or giving away of alcoholic beverages on or from the Premises by Tenant or another
<br />person, Tenant, at its own expense, shall obtain a policy or policies of insurance issued by a responsible insurance company and in a form acceptable
<br />to Landlord saving harmless and protecting Landlord and the Premises against any and all damages, claims, liens, judgments, expenses and costs,
<br />including actual attorneys' fees, arising under any present or future law, statute, or ordinance of the State of California or other governmental
<br />authority having jurisdiction of the Premises, by reason of any storage, sale, use or giving away of alcoholic beverages on or from the Premises.
<br />Such policy or policies of insurance shall have a minimum combined single limit of $3,000,000 per occurrence and shall apply to bodily injury, fatal
<br />or nonfatal; injury to means of support; and injury to property of any person. Such Policy or policies of insurance shall name the Landlord and its
<br />agents, beneficiaries- partners, employees and any Holder of any Security Instrument designated by Landlord as additional insureds.
<br />1.4 W'mkers' Compensation; E plover's Liability Insurance, Worker's Compensation Insurance. In accordance with the
<br />provisions of Section 3700 of the Labca Code, Tenant, if Tenant has any employees, is required to be insured against liability for worker's
<br />compensation or to undertake self-insurance. Prior to commencing the performance of the work under this Agreement, Tenant agrees to obtain and
<br />maintain any employers liability insurance with limits not less than $1,000,000 per accident.
<br />2. Policy Requirements. All insurance required to be maintained by Tenant shall be issued by insurance companies authorized to do
<br />insurance business in the State of California and rated not less than A:X in Rest's Insurance Guide. All such insurance policies shall be written as
<br />primary policies, not excess or contributing with or secondary to any other insurance as may be available to Landlord or to the additional insureds. A
<br />certificate of insurance (or, at Landlord's option, copies of fhe applicable policies) evidencing the insurance required under this Exhibit "C" shall be
<br />delivered to Landlord not less than thirty (30) days prior to the Commencement Date. No such policy shall be subject to cancellation or modification
<br />without thirty (30) days prior mitten notice to Landlord and to any Holder of any Security Instrunnent designated by Landlord and such policy shall
<br />be endorsed to provide that tlic insurer thereunder shell provide Landlord with written notice of any Failure by Tenant to pay any premium thereunder
<br />when due and such failure continues for a period often (10) days aRer such date. Tenant shall furnish Landlord with a replacement certificate with
<br />respect to any insurance not less than thirty (30) days prior to the expiration of the current policy. Tenant shal I have the right to provide the insurance
<br />required by this Exhibit G" pursuant to blanket policies, but only if such blanket policies e.epressly provide coverage to the Premises and the
<br />Landlord as required by this Lease without regard to claims madc undersuch policies with respect io other persons.
<br />3, Miscellaneous. Tenant shall not keep, use, sell or offer for sale in oupon the Premises any article which only be prohibited by any
<br />insurance policy periodically in three covering the Premises, the Building or the Project. If any of Landlords insurance policies shall be cancelled or
<br />cancellation shall be threatened o- dne coverage thereunder reduced 0r threatened to be reduced in any w -ay because of the use of the Premises or any
<br />pail hereof by Tenant or pry assignee- subtenan[_ licensee or invitee of Tenant and, if'l enant fails to remedy the condition giving rise to such
<br />cancellation. threatened cancellation. reduction of coverage, or threatened reduction of coverage. within 43 hours' after notice thereof. Landlord may,
<br />at its option. either terminate this Lease or enter upon the Premises and attempt to remedy such condition, and l enanl shall p tunpdy pay the cost
<br />thereof to Landlord as Additional Rcni. If Lundlord is unable, or elects not to remedy such condition_ then Landlord shall have all of the remedies
<br />provided for in this Lease upon the occurrence of an Event of Default Tenant shall not do 01 permit to be done any act or things upon or about the
<br />Premises or the Project. which is -ill: (a) result in the assertion litany defense by [lie instucr to any claim under, (b) invalidate or (c) be in conflict
<br />with. tine insurance policies of I andlotd or Tennnt coveting the Building, the Premises or fixtures and property therein_ or which would increase the
<br />rate of Ilrc inswomcc applicable to the Building or the Project to an amount higher than it otherwise would be: and tenant shall neither do nor permit
<br />to be done any act 01 thing upon or about the Prennises or the Building which shell or might Subject Landlord to any liability or responsibility for
<br />injury to any person or parsons or to property. III us a result of any net or omission by o r on tine part of oviolation of this Lease. whether or
<br />801 Ip Crow Ceauar Dr—City a,/'S<nfa, nn Lease -I- Esh ibis G
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