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EXHIBIT "G" <br />INSURANCE REQUIREMENTS <br />Politic <br />1.1 Property Insurance. At all times during the Term of this Lease, Tenant shall procure and maintain, at its sole expense, "All - <br />Risk" (and at Landlord's option earthquake, earthquake sprinkler leakage and/or Flood) property insurance, in an amount not less than one hundred <br />percent (1000/.) of replacement cost covering: (a) all Leasehold Improvements (b) all floor and wall coverings; and (c) all Tenant's Personal Property <br />in or about the Premises and Project. The proceeds of such insurance shall be used for the repair and replacement of the properly so insured, except <br />that if not so applied or if this Lease is terminated following a casualty, the proceeds applicable to the Leasehold Improvements shall be paid to <br />Landlord and the proceeds npplicable to'renant's Personal Property shall be paid to Tenant. <br />1.2 Business Interruption Insurance. At all times during the Tenn or this Lease, Tenant shall procure and maintain business <br />Interruption insurance in such amount as will reimburse Tenant for direct or indirect loss of earnings attributable to all perils insured against in <br />Section 1.1 orthls Exhibit "0" for a period of not less than twelve (12) months. <br />1.3 Liability Insurance. <br />1.3.1 At all times during the Term of this Lease, Tenant shall procure and maintain, at its sole expense for the protection of <br />Landlord and Tenant, commercial general liability insurance applying to the use and occupancy or the Premises and the business operated by Tenum. <br />Such insurance shall have a minimum combined single limit of liability of at least $2,000,000 per occurrence and a general aggregate limit of at least <br />$3,000,000, and Tenant shall provide in addition excess liability insurance on a following form basis, with overall limits of at least $5,000,000. All <br />such policies shall be written to apply to all bodily injury (including death), property damage and personal injury losses, shall include blanket <br />contractual liability, broad form property damage, independent contractor's coverage, completed operations, products liability, cross liability and <br />severance of interest clauses, and shall be endorsed to include Landlord and the Landlord's Additional Insureds as additional insureds. <br />1.3.2 At all times during the Term of this Lease, Tenant shall procure and maintain, at Its sole expense for the protection of <br />Landlord and Tenant, primary automobile liability insurance with limits of not less than $1,000,000 per occurrence covering owned, hired and non. <br />owned vehicles used by Tenant. <br />1.3.3 Prior to the sale, storage, use or giving away of alcoholic beverages on or from the Premises by Tenant or another <br />person, Tenant, at its own expense, shall obtain a policy or policies of insurance issued by a responsible insurance company and in a form acceptable <br />to Landlord saving harmless and protecting Landlord and the Premises against any and oil damages, claims, liens, judgments, expenses and costs, <br />Including actual attorneys' fees, arising under any present or future law, statute, or ordinance of the State of California or other governments[ <br />authority having jurisdiction of the Premises, by reason of any storage, sale, use or giving away of alcoholic beverages on or from the Premises, <br />.Such policy or policies of insurance shall have a minimum combined single limit of $3,000,000 per occurrence and shall apply to bodily injury, fatal <br />or nonfatal; injury to means of support; and injury to property of any person, Such policy or policies of insurance shell name the Landlord and Its <br />.agents, beneficiaries, partners, employees and any Holderof any Security Instrument designated by Landlord as additional insureds. <br />1,4 Workers' Compensation:. Employer's Liability Insurance. Worker's Compensation Insurance. In accordance with the <br />provisions of Section 3700 of the Labor Code, Tenant, if Tenant has oily employees, is required to be insured against liability for worker's <br />compensation or to undertake self-insurance. Prior m commencing the performance tribe work under this Agreement, Tenant agrees to obtain and <br />maintain any employer's liability insurance with limits not less than $1,000,000 per accident. <br />2. Policy Requirements. All insurance required to be maintained by Tenant shall be issued by insurance companies authorized to do <br />insurance business in the State of Calitornia and rated not less than A:X in Best's Insurance Guide. All such insurance policies shall be written as <br />primary policies, not excess or contributing with or secondary to any other insurance as may be available to Landlord or to the additional Insureds. A <br />cerf licate of insurance (or, at Landlord's option, copies orthe applicable policies) evidencing die insurance required tinder this Exhibit "G" shall be <br />delivered to L.ondlord not less than thirty (30) days prior to the Commencement Date. No such policy shall he subject to cancellation or modification <br />without thirty (30) days prior written notice to Landlord and to any Bolder of any Security Instrument designated by Landlord laid such policy shall <br />be endorsed to provide that the insurer thereunder shall provide Landlord with written notice orally failure by Tenant to pay any premium thereunder <br />when due and such failure continues fter a period or ten (10) days after such date. Tenant shall furnish Landlord with a replacement certificate with <br />respect to any insurance not less than thirty (30) days prior to the expiration of the current policy. Tenant shall have the right to provide the insurance <br />required by this Exhibit "0'. pursuant to blanket policies, but only if such blanket policies expressly provide coverage to the Premises and the <br />Landlord as required by this Terse without regard to claims made under such policies with respect to other persons. <br />3. Miscellaneous. Tenant shall not keep, use, sell or offer for sale in or upon the Premises any article which may be prohibited by ally <br />insaranee policy periodically in force covering the Premises, the Building or the Project. Irany of Landlord's insurance policies shall be cancelled or <br />cancellation shall be threatened or, the coverage thereunder reduced o, threatened to be reduced in any tvay because ofthe use orthc Premises or Oily <br />part thereof by Tenmtt or any assignee. sublenant, licensee or invitee of Tenant and, if "tenant rails to remedy the condition giving rise to such <br />cancellation, threatened cancellation. reduction orcoverage, or threatened reduction of eoveruge, within 48 hours after notice thereof. Landlord may. <br />at its option, either terminate this Lease or enter upon the Premises and attempt to remedy such condition. and 'Tenant shall promptly pay the cost <br />thereof It Landlord as Additional Rent. I Landlord is unable. or elects not to remedy such condition, then Landlord shall have all of the remedies <br />provided fur in this Lease upon the occurrence ornn Event of Dellutt. Tenant shall not do or permit to the done any act or things upon or about the <br />Premises or the Project, which will; (a) result in the assertion of any clefensc by the insurer to any claim under, (b) involidote or (e) be in conflict <br />with. the insurance policies of 1-andlurd ur Tenant envaring the Building. the Premises or fixtures and property therein.. or which lvould increase the <br />rate orfre insurance applicable to the Building mV ti1C Project to an Oruuunt higher than it otherwise would be; and Tenant shall neither do nor permit <br />to be done any act or thing upon or about the 1'renlis01 or the Building which shall or might subject Landlord lu any liability or responsibility for <br />rotor)to any person or Bensons or to property. II� as a result orany act or omission by or on the part of Tenant or violation of this Lease. whether or <br />Sol ['Chic Center Dr— C(pi nfSmmA,.. Leave I. Exhibit <br />