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permanent disability, or ninety (90) days after the end of the policy period, whichever is the later. <br />Such request must include: <br />1. a copy of the certified death certificate; or <br />II. written proof, certified by your attending physician, of total permanent disability including the <br />date it occurred; <br />6.9.5 Applicable to all extended reporting periods <br />The extended reporting periods <br />a) do not change the scope of coverage provided. The extended reporting periods only <br />apply to claims resulting from covered acts committed before the end of the policy <br />period and on or after the Retroactive Date, if any, shown in the Declarations; <br />b) do not reinstate or increase the LIMITS OF LIABILITY; <br />c) are not renewable; and <br />d) cannot, once in effect, be canceled. We need not return any part of the premium paid for <br />any reason whatsoever. <br />6.10 Change in Named Insured Membership <br />If, during the policy period, the total number of lawyers in the firm increases or decreases by more than <br />25% or 10, whichever is less, you must within 30 days of such increase or decrease give us written notice <br />thereof, and we will be entitled to impose such additional coverage terms and adjust the premium at our <br />discretion. <br />6.11 Other Insurance <br />This policy shall apply only as excess insurance over any other valid and collectible insurance, bond, <br />indemnification plan or self-insurance program unless such policy was purchased specifically written to be <br />excess of this policy. <br />If it is determined that both this insurance and any other primary, excess or contingent insurance or self- <br />insurance, apply to any claim covered by this policy on the same basis, we shall not be liable under this <br />policy for a greater proportion of the loss and defense costs than the applicable LIMITS OF LIABILITY <br />under this policy for such loss and defense costs bears to the total applicable LIMITS OF LIABILITY of all <br />valid insurance whether or not collectible against such claims. <br />6.12 Liberalization <br />If we adopt any revision that would broaden the coverage under the policy applicable to the LawGoldTM <br />program in your state without additional premium within forty-five (45) days prior to or during the policy <br />period, the broadened coverage will immediately apply to this policy. <br />6.13 Assignment <br />The interest of any of you under this policy is not assignable without our written consent. If you are an <br />individual and die or are adjudged incompetent, this policy will cover your legal representative with respect <br />to liability previously incurred and covered by this policy. <br />6.14 Authorization and Notice to Agent <br />Notice to any agent or knowledge possessed by any agent or by any other person shall not effect a waiver <br />or a change in any part of this policy or stop us from asserting any right under the terms, conditions, <br />exclusions, or limitations of this policy; nor will the terms, conditions, exclusions, or limitations of this policy <br />be waived or changed, except by endorsement issued to form a part of this policy and signed by our duly <br />authorized agent. <br />The NAMED INSURED will be the sole agent of all of you under this policy for the purpose of: <br />1. completing any applications and making any representations; <br />LPLPOL01 [10/10] Page 13 of 14 Protective Insurance Company