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(2) Immediately <br />quest, demand, order, notice, summons <br />or legal paper received concerning the <br />claim or "suit". <br />(3) Cooperate with ma in the <br />settlement of the claim or defense <br />against the ^'auit' <br />(4) Authorize us to obtain medical records <br />orother pertinent information. <br />(6) Submit to exammhnadimm, at our expense, <br />by physicians of our ohm|oe, as often as <br />wereasonably require. <br />o. If there is "loss" to e covered "auto" or its <br />equipment you must also dothe following: <br />(1) Promptly notify the police if the covered <br />^amto''orany ofits equipment iestolen, <br />(2) Take all reasonable steps ho protect the <br />covered "auto" from further damage. <br />Also keep arecord ofyour expenses for <br />consideration in the settlement of the <br />claim. <br />(3) permit un to inspect the covered "auto" <br />and records proving the "loss" before its <br />repair ordisposition, <br />W@ Agree toexaminations under oath at our <br />request and give us signed statement <br />of your answers. <br />3. Legal Action Against Us <br />No one may bring ulegal action against umun- <br />der thimCoverageFmnnumb|� <br />a. There has been full compliance with all the <br />terms ofthis Coverage Form; and <br />b. Under Liability Coverage, we agree in writ- <br />ing that the "insured" has an obligation to <br />pay or until the amount of that obligation <br />has finally been determined byjudgment af- <br />ter thei No one has the right under this pd- <br />icyho bring us into an action to determine <br />the "insured's" liability. <br />4. LoemPeynmant—Physioa|Dmnmmge <br />Coverages <br />A1our option wmmay: <br />a. Pay for, repair or replace damaged or sto- <br />len property-, <br />to+|onpnnperty� <br />b' Return the stolen <br />We will pay for any damage that results to <br />the "euto"from the theft; or <br />c.Take all many part of the <br />sto- <br />len property at an agreed or appraised <br />value. <br />If we pay for the "|000",, our payment will in- <br />clude the applicable <br />n'rdudethoappUooble sales tax for the damaged <br />�U <br />or stolen property. <br />5. Transfer Of Rights Of Recovery Against <br />Others To Us <br />|fany person ororganization toorfor whom we <br />make payment under this Coverage Form has <br />rights to recover damages from anothe/, those <br />rights are transferred to us. That person mror- <br />ganization must do everything necessary to <br />aeouns our rights and must do nothing after <br />"accident" or "loss" to impair them. <br />B. General Conditions <br />1. Bankruptcy <br />Bankruptcy or insolvency of the "insured" or <br />the "imeured's" estate will not relieve us of any <br />obligations under this Coverage Form. <br />2. Concealment, Misrepresentation OrFraud <br />This Coverage Form is void in any case of <br />fraud' by you at any time as it relates tothis <br />Coverage Form. It in also void if you o/ any <br />other "insured", atony time, intentionally con- <br />ceal or misrepresent a material fact concern- <br />ing: <br />a. This Coverage Form; <br />h. The covered "euto',� <br />o. Your interest imthe covered "oubo`. or <br />d. A claim under this Coverage Form. <br />3. Liberalization <br />If we revise this Coverage Form to provide <br />more coverage without additional premium <br />oharge, your policy will automatically provide <br />the additional coverage as of the day the revi- <br />sion is, effective in your state, <br />4. NmBanmMtToBaQee—Phyeica|Darnmye <br />Coverages <br />We will not recognize any assignment or grant <br />any coverage for the benefit ofany person or <br />organization ho|ding, nhohmg or transporting <br />property for afee regardless of any other pro- <br />vision of this Coverage Form. <br />m'viyimmofthioCnverageForm. <br />v��' <br />Page 8 of 12 <br />CA 00 01 03 06 Q ISO Properties, Inc,, 2005 <br />