PROFESSIONAL SPORTS FIELD MAINTENANCE, INC. -2016

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Po|cy4:4W3A377777 5. Otherinsurance e. For any covered "auto" you own, this Cov- erage Form provides primary insurance. For any covered "auto" you don't own, the insurance provided bythis Coverage Form is excess over any other collectible insur- ance. nuupanoe. Hwwever, vvhi|m m covered "auto" which |ae^'trai|er"' is connected toanother vehicle, the Liability Coverage this Cover- age Form provides for the, "trailer" is: over-ageFomnpvmvideuforthe,"tnai|er'io: (1) Excess while itiuconnected toe motor vehicle you donot own, (2) Primary while bio connected to a cov- ered ^auto"you own. b. For Hired Auto Physical Damage Coverage, any covered ,'auto,' you |emme, hire, namt or borrow is deemed to be a covered ''auto" you mmm. However, any "auto" that is |euaed, hired, nymbed o/ burrowed with m driver isnot acovered "amto' c. Regardless of the provisions of Paragraph a. above, this Coverage Form's Liability Coverage is primary for any liability as- sumed under un"Insured contnact' d. When this Coverage Form and any other Coverage Form or policy covers on the same basis' either excess or phmary, we will pay only our share. Our share is the proportion that the Limit ofInsurance of our Coverage Form bears tothe total ofthe lim- its of all the Coverage Forms and policies covering onthe same basis. 6. Premium Audit a. The estimated premium for this Coverage Form is based onthe exposures you told us you would have when this policy began, VVe will oornpuba the final premium due when we determine your actual exposures, The estimated total premium, will be credited against the final pnanniom due and the first Named Insured will be billed for the ba|- anoe, if any. The due date for the final pre- mium or retrospective premium is the data shown enthe due date mnthe bill. |fthe es- timated total premium exceeds the final premium due, the first Named Insured will get arefund, b. If this policy is issued for more than one year, the premium for this Coverage Form will be computed annually based on our rates orpremiums ineffect atthe beginning ofeach year cfthe policy. 7. Policy Period, Coverage Territory Under this Coverage Form, we cover "acci- dents" and "losses" occurring: a. During thepolicy period shown in the Dec- larations -, b. Within the coverage territory. The coverage territory is: e. The United States ofAmerica; 6. The territories and possessions of the United States ofAmerica; c. Puerto Rico; d. Canada;and *. Anywhere inthe world if: (1) /\covered "auto" of the private passen- ger is |mamed, hired, rented or bor- rowed without driver for a period of 30 days orless; and (2) The ~insured's° responsibility to pay damages iedetermined imo~auif'onthe merits, in the United States of America, the territories and possessions of the United States of America, Puerto Rico, or Canada or in a settlement we agree to, We also cover "loss" to, or "accidents" imvo[v- |ng, m covered "auto" while being transported between any ofthese places, & Two OrMore Coverage Forms Or Policies Issued By Us If this Coverage Form and any other Coverage Form or policy issued to you by uaorany com- pany affiliated with uaapply tothe same ''acoi- dent'. the aggregate maximum Limit of Insur- ance neupanme under all the Coverage Forms or policies mheU| not exceed the highest applicable Limit of Insurance under any one Coverage Form or policy. This condition does not apply to any Coverage Form or policy issued by uaoran af- filiated company specifically to apply as excess f-fi||mtedoompmnyopecifioa||ytzapp|yaaaxoeae insurance over this Coverage Form. SECTION V — DEFINITIONS A. "Acoidenr includes continuous or expo- sure hnthe same conditions nymuN0ng in "bodily injury"' or "property damage". - 5l "Auto" means: 1. A |smd motor vehicle. "trailer" or semitrailer de' signed for travel on public roads; or CA 00U1 03 06 @ ISO Properties, Inc., 2005 *`�.. Page 9 of 12